FIDI vs VTI
Fidelity International High Dividend ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FIDI or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. FIDI led over 1Y, VTI over 3Y, 5Y and the full window. FIDI is less concentrated, with 27.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FIDI | VTI |
|---|---|---|
| Expense Ratio | 0.18% | 0.03%Best |
| AUM | $392M | $690.1B |
| Dividend Yield | 3.89% | 1.03% |
| Holdings | 228 | 3,524 |
| YTD Return | +8.94% | +14.27%Best |
| 1Y Return | +17.20%Best | +16.92% |
| 3Y Return (annualized) | +20.20% | +22.74%Best |
| 5Y Return (annualized) | +11.34% | +12.48%Best |
| Volatility (annualized) | 17.3% | 16.8%Best |
| Max Drawdown | -50.6% | -35.0%Best |
| $10,000 over 5 years | $17,110 | $18,004Best |
| Top 10 Weight | 27.5%Best | 33.3% |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jan 16, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jan 18, 2018 to Oct 7, 2026 (8.7 years).
FIDI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.7 years both funds cover.
FIDI vs VTI Performance
Fidelity International High Dividend ETF (FIDI) is an ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FIDI returned +17.20% while VTI returned +16.92%. Year to date, FIDI is up 8.94% versus a gain of 14.27% for VTI.
Over three years, FIDI compounded at +20.20% per year against +22.74% for VTI; over five years the annualized figures are +11.34% and +12.48% respectively. Across the full 9-year window we track, VTI has the edge at +12.90% annualized vs +4.18%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FIDI has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 16.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.6% for FIDI and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FIDI charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, FIDI currently yields 3.89% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 104 holdings in FIDI and 3,463 in VTI, totalling 100.2% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 104 positions we hold weights for in FIDI and 3,463 in VTI, against full books of 228 and 3,524.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for FIDI (97.5% of the fund), and 3 for FIDI that do not appear in VTI (2.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FIDI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FIDI or VTI?
FIDI has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option, by $15 a year on a $10,000 investment.
Which performed better, FIDI or VTI?
Over the past year FIDI returned +17.20% vs +16.92% for VTI, so FIDI leads on 1-year performance. Over the longest common window we track (9 years), FIDI annualized +4.18% vs +12.90% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FIDI or VTI?
FIDI has been the more volatile fund at 17.3% annualized versus 16.8% for VTI. Worst drawdown: FIDI -50.6% vs VTI -35.0%.
Should I hold both FIDI and VTI?
FIDI and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FIDI or VTI?
FIDI yields 3.89% while VTI yields 1.03%, so FIDI currently pays the higher dividend yield.
Is VTI better than FIDI?
VTI has a lower expense ratio. FIDI led over 1Y, VTI over 3Y, 5Y and the full window. FIDI is less concentrated, with 27.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.