EPMB vs VTI
Harbor Mid Cap Core ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, EPMB or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. EPMB led over 1Y, VTI over the full window. EPMB is less concentrated, with 25.4% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EPMB | VTI |
|---|---|---|
| Expense Ratio | 0.88% | 0.03%Best |
| AUM | $5M | $666.9B |
| Dividend Yield | 1.55% | 1.03% |
| Holdings | 60 | 3,543 |
| YTD Return | +11.79% | +12.28%Best |
| 1Y Return | +20.98%Best | +16.78% |
| 3Y Return (annualized) | - | +20.89% |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 12.5% | 11.8%Best |
| Max Drawdown | -8.9%Tie | -8.9%Tie |
| $10,000 over 1.4 years | $13,322 | $13,731Best |
| Top 10 Weight | 25.4%Best | 33.3% |
| Fund Family | Harbor Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | May 1, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 2, 2025 to Sep 17, 2026 (1.4 years).
EPMB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
EPMB vs VTI Performance
Harbor Mid Cap Core ETF (EPMB) is an ETF from Harbor Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EPMB returned +20.98% while VTI returned +16.78%. Year to date, EPMB is up 11.79% versus a gain of 12.28% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EPMB has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 11.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for EPMB and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EPMB charges 0.88% per year while VTI charges 0.03%. On a $10,000 position that is $88 vs $3 annually, a gap of $85 per year that compounds over a long holding period. On income, EPMB currently yields 1.55% against 1.03% for VTI.
Holdings Overlap
93.3% of EPMB's money is in holdings VTI also owns. 3.3% of VTI's money is in holdings EPMB also owns.
Most of EPMB is already inside VTI. Owning both mostly buys the same companies twice.
57 positions in common, counted across the 59 positions we hold weights for in EPMB and 3,463 in VTI, against full books of 60 and 3,543.
What only one of them owns
Our book lists 1,095 positions for VTI that do not appear in our book for EPMB (94.1% of the fund), and 0 for EPMB that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EPMB | Weight in VTI | Difference |
|---|---|---|---|
| KEYSKeysight Technologies Inc. | 3.13% | 0.08% | 3.05% |
| TWLOTwilio Inc. Class A | 2.98% | 0.04% | 2.94% |
| WWDWoodward Inc | 2.91% | 0.03% | 2.88% |
| ENTGEntegris Inc Common Stock Usd 0.01 | 2.64% | 0.03% | 2.61% |
| IQVI Q V I A Holdings Inc. | 2.60% | 0.05% | 2.55% |
| AMATApplied Materials, Inc. | 1.99% | 0.56% | 1.43% |
| CBRECbre Services Inc | 2.31% | 0.06% | 2.25% |
| CMICummins Inc. | 2.25% | 0.12% | 2.13% |
| RGAReinsurance Group of America, Incorporated | 2.31% | 0.02% | 2.29% |
| HXLHexcel Corp | 2.18% | 0.01% | 2.17% |
93.3% of EPMB is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EPMB or VTI?
EPMB has an expense ratio of 0.88% while VTI charges 0.03%. VTI is the cheaper option, by $85 a year on a $10,000 investment.
Which performed better, EPMB or VTI?
Over the past year EPMB returned +20.98% vs +16.78% for VTI, so EPMB leads on 1-year performance. Over the longest common window we track (1 years), EPMB annualized +22.74% vs +25.42% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EPMB or VTI?
EPMB has been the more volatile fund at 12.5% annualized versus 11.8% for VTI. Worst drawdown: EPMB -8.9% vs VTI -8.9%.
Should I hold both EPMB and VTI?
EPMB and VTI have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EPMB and VTI?
93.3% of EPMB's money is in holdings VTI also owns. 3.3% of VTI's is in holdings EPMB also owns. They hold 57 positions in common, counted across the 59 positions we hold weights for in EPMB and 3,463 in VTI.
Which pays a higher dividend, EPMB or VTI?
EPMB yields 1.55% while VTI yields 1.03%, so EPMB currently pays the higher dividend yield.
Is VTI better than EPMB?
VTI has a lower expense ratio. EPMB led over 1Y, VTI over the full window. EPMB is less concentrated, with 25.4% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.