VBNK
VersaBank
$18.24
+$0.34(+1.90%)
61
Overall
65
Value
80
Tech
39
Quality
Market Cap
$581.30M
Volume
20.47K
52W Range
$10.10 - $19.02
Target Price
$15.98
Order:
Income Statement
| Metric | Trend | Chart | 2016 Oct | 2017 Oct | 2018 Oct | 2019 Oct | 2020 Oct | 2021 Oct | 2022 Oct | 2023 Oct | 2024 Oct | 2025 Oct |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $39.7M | $43.8M | $51.7M | $53.9M | $54.2M | $65.4M | $82.4M | -- | -- | $124.6M | ||
| Total Revenue | $39.7M | $43.8M | $51.7M | $53.9M | $54.2M | $65.4M | $82.4M | -- | -- | $124.6M | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $23.6M | $25.1M | $24.0M | $24.0M | $25.3M | $31.4M | $45.5M | $46.5M | $52.0M | $71.7M | ||
| General & Administrative Expenses | $23.6M | $25.1M | $24.0M | $24.0M | $25.3M | $31.4M | $18.7M | $15.1M | $19.2M | $33.7M | ||
| Salaries & Wages | $14.1M | $13.7M | $14.3M | $15.2M | $17.0M | $20.2M | $26.8M | $31.4M | $32.8M | $38.0M | ||
| SPECIAL ITEMS | ||||||||||||
| Restruct | $1.1M | $2.0M | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Special Income Charges | $1.1M | $2.0M | -- | -- | -- | -- | -- | -- | $-268.0K | $-4.4M | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $11.8M | $14.7M | $25.0M | $27.8M | $26.8M | $30.8M | $32.5M | $58.9M | $54.3M | $41.5M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $3.3M | $-4.7M | $6.9M | $7.6M | $7.3M | $8.4M | $9.9M | $15.5M | $15.0M | $13.0M | ||
| NET INCOME | ||||||||||||
| Net Income | $8.5M | $19.5M | $18.1M | $20.2M | $19.4M | $22.4M | $22.7M | $43.4M | $39.2M | $28.5M | ||
| Net Income (Continuing Operations) | $8.5M | $19.5M | $18.1M | $20.2M | $19.4M | $22.4M | $22.7M | $43.4M | $39.2M | $28.5M | ||
| Net Income (Discontinued Operations) | $8.5M | $19.5M | $18.1M | $20.2M | $19.4M | $22.4M | $22.7M | $43.4M | $39.2M | $28.5M | ||
| Net Income (Common Stockholders) | $6.3M | $17.3M | $15.9M | $18.0M | $17.2M | $20.8M | $21.7M | $42.4M | $39.2M | $28.5M | ||
| Normalized Income | $9.7M | $12.0M | $18.4M | $20.4M | $19.7M | $22.6M | $23.9M | $43.3M | $53.7M | $41.1M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $19.9M | $20.9M | $21.1M | $21.1M | $21.1M | $21.8M | $27.4M | $26.3M | $26.0M | $31.5M | ||
| Average Shares Outstanding (Diluted) | $19.9M | $20.9M | $21.1M | $21.1M | $21.1M | $21.8M | $27.4M | $26.3M | $26.0M | $31.5M | ||
| Shares Outstanding | $26.0M | $21.1M | $21.1M | $21.1M | $21.1M | $27.4M | $21.1M | $32.2M | $32.2M | $32.2M | ||
| Basic EPS | $0.32 | $0.83 | $0.75 | $0.85 | $0.82 | $0.96 | $0.79 | $1.57 | $1.53 | $0.90 | ||
| Basic EPS (Continuing Operations) | $0.32 | $0.83 | $0.75 | $0.85 | $0.82 | $0.96 | $0.79 | $1.57 | $1.53 | $0.90 | ||
| Diluted EPS | $0.32 | $0.83 | $0.75 | $0.85 | $0.82 | $0.96 | $0.79 | $1.57 | $1.53 | $0.90 | ||
| Diluted EPS (Continuing Operations) | $0.32 | $0.83 | $0.75 | $0.85 | $0.82 | $0.96 | $0.79 | $1.57 | $1.53 | $0.90 | ||
| Dividend Per Share | -- | $0.04 | $0.04 | $0.08 | $0.10 | $0.10 | $0.10 | $0.10 | -- | -- | ||
| OTHER METRICS | ||||||||||||
| Credit Card | $1.2M | $-214.0K | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Credit Losses Provision | $-871.0K | $125.0K | $-334.0K | $298.0K | $344.0K | $438.0K | $451.0K | $609.0K | -- | -- | ||
| Fees And Commissions | $1.2M | $-214.0K | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Interest Expense For Deposit | $29.9M | $26.5M | $28.6M | $33.7M | $31.5M | $26.4M | $44.6M | $123.5M | $177.1M | $174.0M | ||
| Interest Expense For Long Term Debt | -- | -- | -- | -- | -- | -- | $5.6M | $5.8M | $5.7M | $5.5M | ||
| Interest Expense For Long Term Debt And Capital Securities | $1.4M | $1.3M | $858.0K | $755.0K | $508.0K | $2.9M | $5.6M | $5.8M | $5.7M | $5.5M | ||
| Interest Income | $69.7M | $71.8M | $80.9M | $88.3M | $86.1M | $89.5M | $126.8M | $229.3M | $285.4M | $295.7M | ||
| Interest Income After Provision For Loan Loss | $37.5M | $44.1M | $51.2M | $54.2M | $54.5M | $60.6M | $76.2M | $100.1M | $102.7M | $116.2M | ||
| Interest Income From Loans | $68.5M | $70.4M | $78.5M | $84.9M | $83.2M | $88.1M | $123.2M | $215.7M | $264.9M | -- | ||
| Interest Income From Loans And Lease | $68.5M | $70.4M | $78.5M | $84.9M | $83.2M | $88.1M | $123.2M | $215.7M | $264.9M | -- | ||
| Interest Income From Securities | $1.2M | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Net Interest Income | $38.4M | $44.0M | $51.5M | $53.9M | $54.1M | $60.2M | $76.7M | $100.1M | $102.7M | $116.2M | ||
| Non Interest Expense | $26.0M | $27.2M | $26.3M | $26.4M | $27.8M | $35.0M | $49.4M | $50.4M | $57.4M | $83.1M | ||
| Non Interest Income | $1.3M | $-141.0K | $186.0K | $22.0K | $60.0K | $5.2M | $5.7M | $9.2M | $9.0M | $8.5M | ||
| Occupancy And Equipment | $2.4M | $2.1M | $2.3M | $2.4M | $2.5M | $3.7M | $3.9M | $3.9M | $5.2M | $7.0M | ||
| Other Gand A | $23.6M | $25.1M | $24.0M | $24.0M | $25.3M | $31.4M | $18.7M | $15.1M | $19.2M | $33.7M | ||
| Other Interest Income | $1.2M | $1.3M | $2.4M | $3.4M | $2.9M | $1.4M | $3.6M | $13.6M | $285.4M | $295.7M | ||
| Other Non Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | $268.0K | $4.4M | ||
| Other Non Interest Income | $39.0K | $-141.0K | $186.0K | $22.0K | $60.0K | $5.2M | $5.7M | $9.2M | $9.0M | $8.5M | ||
| Preferred Stock Dividends | $2.2M | $2.2M | $2.2M | $2.2M | $2.2M | $1.6M | -- | $988.0K | $988.0K | -- | ||
| Intexp | $31.3M | $27.8M | $29.4M | $34.4M | $32.0M | $29.3M | $50.2M | $129.3M | $182.8M | $179.5M | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | VBNK | $18.24 | +1.9% | 20.47K |
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