UPST
Upstart Holdings Inc.
$30.62
+$2.06(+7.21%)
27
Overall
20
Value
27
Tech
36
Quality
Market Cap
$5.07B
Volume
5.84M
52W Range
$23.97 - $87.30
Target Price
$38.59
Order:
Income Statement
| Metric | Trend | Chart | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec | 2025 Dec |
|---|---|---|---|---|---|---|---|
| REVENUE | |||||||
| Total Revenue | $843.4M | $-55.4M | $-25.7M | $53.2M | $125.4M | ||
| Total Revenue | $843.4M | $-55.4M | $-25.7M | $53.2M | $125.4M | ||
| OPERATING EXPENSES | |||||||
| Research & Development | $134.0M | $237.2M | $280.1M | $253.7M | $257.6M | ||
| Research Expense | $134.0M | $237.2M | $280.1M | $253.7M | $257.6M | ||
| Selling, General & Administrative | $456.1M | $531.1M | $374.4M | $397.7M | $586.9M | ||
| Selling & Marketing Expenses | $333.5M | $345.8M | $127.1M | $166.8M | $333.2M | ||
| General & Administrative Expenses | $122.7M | $185.3M | $247.3M | $230.9M | $253.7M | ||
| Depreciation & Amortization | $4.2M | $13.5M | $20.6M | $18.6M | -- | ||
| Depreciation & Amortization | $4.2M | -- | -- | $40.4M | -- | ||
| Amortization | $3.3M | $4.3M | $6.9M | -- | -- | ||
| SPECIAL ITEMS | |||||||
| Restruct | $1.2M | -- | -- | -- | -- | ||
| Special Income Charges | $117.6M | $-15.9M | $-15.8M | $-14.2M | -- | ||
| PRE-TAX INCOME | |||||||
| Pre-Tax Income | $370.9M | $-109.1M | $-464.4M | $-453.3M | $-608.7M | ||
| INCOME TAX | |||||||
| Tax Provision | $-1.7M | $-409.0K | $107.0K | $185.0K | $728.0K | ||
| NET INCOME | |||||||
| Net Income | $135.4M | $-108.7M | $-240.1M | $-128.6M | $53.6M | ||
| Net Income (Continuing Operations) | $135.4M | $-108.7M | $-240.1M | $-128.6M | $53.6M | ||
| Net Income (Discontinued Operations) | $135.4M | $-108.7M | $-240.1M | $-128.6M | $53.6M | ||
| Net Income (Common Stockholders) | $135.4M | $-108.7M | $-240.1M | $-128.6M | $53.6M | ||
| Normalized Income | -- | -- | -- | -- | $-602.6M | ||
| SHARE & EPS DATA | |||||||
| Average Shares Outstanding | $78.1M | $82.8M | $83.8M | $89.5M | $96.0M | ||
| Average Shares Outstanding (Diluted) | $94.8M | $82.8M | $83.8M | $89.5M | $107.5M | ||
| Shares Outstanding | $84.1M | $81.4M | $86.4M | $93.7M | $98.1M | ||
| Basic EPS | $1.73 | $-1.31 | $-2.87 | $-1.44 | $0.56 | ||
| Basic EPS (Continuing Operations) | $1.73 | $-1.31 | $-2.87 | $-1.44 | $0.56 | ||
| Diluted EPS | $1.43 | $-1.31 | $-2.87 | $-1.44 | $0.45 | ||
| Diluted EPS (Continuing Operations) | $1.43 | $-1.31 | $-2.87 | $-1.44 | $0.45 | ||
| OTHER METRICS | |||||||
| Commission Expenses | -- | -- | -- | -- | $31.7M | ||
| Fees And Commissions | $-55.5M | $-46.7M | $-40.5M | $-48.2M | -- | ||
| Interest Income | $20.6M | $105.6M | $169.0M | $186.4M | $204.2M | ||
| Interest Income After Provision For Loan Loss | $17.4M | $-64.8M | $-46.9M | $1.1M | $93.8M | ||
| Interest Income From Investment Securities | $20.6M | $105.6M | $169.0M | $186.4M | $204.2M | ||
| Interest Income From Securities | $20.6M | $105.6M | $169.0M | $186.4M | $204.2M | ||
| Minority Interests | $-2.0M | -- | -- | -- | -- | ||
| Net Interest Income | $17.4M | $-64.8M | $-46.9M | $1.1M | $93.8M | ||
| Net Occupancy Expense | -- | -- | -- | $40.4M | -- | ||
| Non Interest Expense | $472.6M | $768.3M | $654.6M | $691.8M | $844.5M | ||
| Non Interest Income | $826.1M | $9.5M | $21.2M | $52.2M | $31.6M | ||
| Occupancy And Equipment | -- | -- | -- | $40.4M | -- | ||
| Other Gand A | $122.7M | $185.3M | $247.3M | $230.9M | $253.7M | ||
| Other Interest Expense | $3.3M | $10.8M | $46.9M | $-1.1M | $-93.8M | ||
| Other Non Interest Income | $826.1M | $9.5M | $21.2M | $18.8M | $24.3M | ||
| Rent And Landing Fees | -- | -- | $34.9M | -- | -- | ||
| Service Charge On Depositor Accounts | $-55.5M | -- | -- | -- | -- | ||
| Intexp | $3.3M | $10.8M | $46.9M | $-1.1M | $-93.8M | ||
| Othspecchg | $-117.6M | -- | -- | -- | -- | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | UPST | $30.62 | +7.2% | 5.84M |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |