VXUS vs XFLX

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricVXUSXFLXWinner
Expense Ratio0.05%0.97%
AUM$156.5B$50M
Dividend Yield2.60%9.66%
Holdings8,74714
YTD Return+11.13%+0.94%
1Y Return+27.13%+3.39%
3Y Return (annualized)+17.24%-
5Y Return (annualized)+8.71%-
Volatility (annualized)15.1%4.0%
Max Drawdown-39.9%-6.5%
Fund FamilyVanguard (US)Fund X
CategoryEquityFixed Income
InceptionJan 26, 2011Jul 1, 2002

VXUS vs XFLX Performance

Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and FundX Flexible ETF (XFLX) is a ETF from Fund X. Over the past year VXUS returned +27.13% while XFLX returned +3.39%. Year to date, VXUS is up 11.13% versus a gain of 0.94% for XFLX.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.0% for XFLX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.9% for VXUS and -6.5% for XFLX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VXUS charges 0.05% per year while XFLX charges 0.97%. On a $10,000 position that is $5 vs $97 annually, a gap of $92 per year that compounds over a long holding period. On income, VXUS currently yields 2.60% against 9.66% for XFLX.

Holdings Overlap

0.0%overlap

VXUS and XFLX share 0 holdings out of 7873 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VXUS or XFLX?

VXUS has an expense ratio of 0.05% while XFLX charges 0.97%. VXUS is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, VXUS or XFLX?

Over the past year VXUS returned +27.13% vs +3.39% for XFLX, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), VXUS annualized +4.66% vs +4.12% for XFLX. Past performance does not guarantee future results.

Which is riskier, VXUS or XFLX?

VXUS has been the more volatile fund at 15.1% annualized versus 4.0% for XFLX. Worst drawdown: VXUS -39.9% vs XFLX -6.5%.

Should I hold both VXUS and XFLX?

VXUS and XFLX have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VXUS and XFLX?

VXUS and XFLX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7873 unique securities.

Which pays a higher dividend, VXUS or XFLX?

VXUS yields 2.60% while XFLX yields 9.66%, so XFLX currently pays the higher dividend yield.

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