QQQ vs XFLX
QQQ vs XFLX
Invesco QQQ Trust, Series 1 vs FundX Flexible ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | QQQ | XFLX | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.97% | |
| AUM | $455.8B | $50M | |
| Dividend Yield | 0.41% | 9.66% | |
| Holdings | 108 | 14 | |
| YTD Return | +14.45% | +1.16% | |
| 1Y Return | +24.70% | +3.18% | |
| 3Y Return (annualized) | +24.19% | - | |
| 5Y Return (annualized) | +14.49% | - | |
| Volatility (annualized) | 30.6% | 4.0% | |
| Max Drawdown | -83.0% | -6.5% | |
| Fund Family | Invesco (US) | Fund X | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Jul 1, 2002 |
QQQ vs XFLX Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and FundX Flexible ETF (XFLX) is a ETF from Fund X. Over the past year QQQ returned +24.70% while XFLX returned +3.18%. Year to date, QQQ is up 14.45% versus a gain of 1.16% for XFLX.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 4.0% for XFLX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -6.5% for XFLX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while XFLX charges 0.97%. On a $10,000 position that is $18 vs $97 annually, a gap of $79 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 9.66% for XFLX.
Holdings Overlap
QQQ and XFLX share 0 holdings out of 116 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or XFLX?
QQQ has an expense ratio of 0.18% while XFLX charges 0.97%. QQQ is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, QQQ or XFLX?
Over the past year QQQ returned +24.70% vs +3.18% for XFLX, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), QQQ annualized +12.98% vs +4.19% for XFLX. Past performance does not guarantee future results.
Which is riskier, QQQ or XFLX?
QQQ has been the more volatile fund at 30.6% annualized versus 4.0% for XFLX. Worst drawdown: QQQ -83.0% vs XFLX -6.5%.
Should I hold both QQQ and XFLX?
QQQ and XFLX have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and XFLX?
QQQ and XFLX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 116 unique securities.
Which pays a higher dividend, QQQ or XFLX?
QQQ yields 0.41% while XFLX yields 9.66%, so XFLX currently pays the higher dividend yield.
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