VOO vs YNOT

Quick Verdict

VOO has a lower expense ratio. YNOT delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: YNOTMore Diversified: VOO

Side-by-Side Comparison

MetricVOOYNOTWinner
Expense Ratio0.03%0.75%
AUM$979.0B$130M
Dividend Yield1.09%0.00%
Holdings509105
YTD Return+13.53%+15.41%
1Y Return+23.65%+25.81%
3Y Return (annualized)+21.27%-
5Y Return (annualized)+13.52%-
Volatility (annualized)14.1%24.9%
Max Drawdown-34.3%-17.3%
Fund FamilyVanguard (US)Horizon Funds
CategoryEquityEquity
InceptionSep 7, 2010Jul 9, 2025

VOO vs YNOT Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Horizon Digital Frontier ETF (YNOT) is a ETF from Horizon Funds. Over the past year VOO returned +23.65% while YNOT returned +25.81%. Year to date, VOO is up 13.53% versus a gain of 15.41% for YNOT.

Risk: Volatility and Drawdowns

YNOT has been the more volatile fund, with annualized monthly volatility of 24.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -17.3% for YNOT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VOO charges 0.03% per year while YNOT charges 0.75%. On a $10,000 position that is $3 vs $75 annually, a gap of $72 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 0.00% for YNOT.

Holdings Overlap

35.6%overlap

VOO and YNOT share 50 holdings out of 557 unique holdings combined, representing a 35.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VOOWeight in YNOTDifference
NVDA7.51%8.15%0.64%
MSFT4.30%5.51%1.21%
GOOG2.59%6.93%4.34%
AMZNProProPro
AVGOProProPro
MUProProPro
CATProProPro
PLTRProProPro
METAProProPro
AMDProProPro
See all 10 holdings VOO shares with YNOT
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VOO or YNOT?

VOO has an expense ratio of 0.03% while YNOT charges 0.75%. VOO is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, VOO or YNOT?

Over the past year VOO returned +23.65% vs +25.81% for YNOT, so YNOT leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +13.57% vs +28.66% for YNOT. Past performance does not guarantee future results.

Which is riskier, VOO or YNOT?

YNOT has been the more volatile fund at 24.9% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs YNOT -17.3%.

Should I hold both VOO and YNOT?

VOO and YNOT have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VOO and YNOT?

VOO and YNOT share 50 common holdings with a 35.6% weight overlap. Combined, they hold 557 unique securities.

Which pays a higher dividend, VOO or YNOT?

VOO yields 1.09% while YNOT yields 0.00%, so VOO currently pays the higher dividend yield.

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