VOO vs XRMI

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXRMIWinner
Expense Ratio0.03%0.60%
AUM$979.0B$50M
Dividend Yield1.09%12.60%
Holdings509510
YTD Return+13.53%+4.31%
1Y Return+23.65%+10.65%
3Y Return (annualized)+21.27%+6.85%
5Y Return (annualized)+13.52%+2.80%
Volatility (annualized)14.1%6.7%
Max Drawdown-34.3%-15.3%
Fund FamilyVanguard (US)Global X by mirae Asset
CategoryEquityEquity
InceptionSep 7, 2010Aug 25, 2021

VOO vs XRMI Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Global X S&P 500 Risk Managed Income ETF (XRMI) is a ETF from Global X by mirae Asset. Over the past year VOO returned +23.65% while XRMI returned +10.65%. Year to date, VOO is up 13.53% versus a gain of 4.31% for XRMI.

Over three years, VOO compounded at +21.27% per year against +6.85% for XRMI; over five years the annualized figures are +13.52% and +2.80% respectively. Across the full 5-year window we track, VOO has the edge at +13.57% annualized vs +2.80%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 6.7% for XRMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -15.3% for XRMI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VOO charges 0.03% per year while XRMI charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 12.60% for XRMI.

Holdings Overlap

49.3%overlap

VOO and XRMI share 455 holdings out of 511 unique holdings combined, representing a 49.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VOOWeight in XRMIDifference
LRCX0.84%7.42%6.58%
NVDA7.51%0.01%7.50%
WMT0.77%6.50%5.73%
AAPLProProPro
CATProProPro
CSCOProProPro
MSFTProProPro
ABBVProProPro
AMZNProProPro
COSTProProPro
See all 10 holdings VOO shares with XRMI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VOO or XRMI?

VOO has an expense ratio of 0.03% while XRMI charges 0.60%. VOO is the cheaper option. On a $10,000 investment, that is $57 per year of difference.

Which performed better, VOO or XRMI?

Over the past year VOO returned +23.65% vs +10.65% for XRMI, so VOO leads on 1-year performance. Over the longest common window we track (5 years), VOO annualized +13.57% vs +2.80% for XRMI. Past performance does not guarantee future results.

Which is riskier, VOO or XRMI?

VOO has been the more volatile fund at 14.1% annualized versus 6.7% for XRMI. Worst drawdown: VOO -34.3% vs XRMI -15.3%.

Should I hold both VOO and XRMI?

VOO and XRMI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and XRMI?

VOO and XRMI share 455 common holdings with a 49.3% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, VOO or XRMI?

VOO yields 1.09% while XRMI yields 12.60%, so XRMI currently pays the higher dividend yield.

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