VOO vs XHYC

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXHYCWinner
Expense Ratio0.03%0.35%
AUM$979.0B$3M
Dividend Yield1.09%6.57%
Holdings509271
YTD Return+9.95%+0.72%
1Y Return+19.58%+6.77%
3Y Return (annualized)+19.43%+8.33%
5Y Return (annualized)+12.89%-
Volatility (annualized)14.2%8.0%
Max Drawdown-34.3%-13.7%
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
InceptionSep 7, 2010Feb 15, 2022

VOO vs XHYC Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and BondBloxx USD High Yield Bond Consumer Cyclicals Sector ETF (XHYC) is a ETF from BondBloxx. Over the past year VOO returned +19.58% while XHYC returned +6.77%. Year to date, VOO is up 9.95% versus a gain of 0.72% for XHYC.

Over three years, VOO compounded at +19.43% per year against +8.33% for XHYC. Across the full 4-year window we track, VOO has the edge at +13.35% annualized vs +4.77%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 8.0% for XHYC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -13.7% for XHYC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VOO charges 0.03% per year while XHYC charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 6.57% for XHYC.

Holdings Overlap

0.0%overlap

VOO and XHYC share 0 holdings out of 748 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or XHYC?

VOO has an expense ratio of 0.03% while XHYC charges 0.35%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, VOO or XHYC?

Over the past year VOO returned +19.58% vs +6.77% for XHYC, so VOO leads on 1-year performance. Over the longest common window we track (4 years), VOO annualized +13.35% vs +4.77% for XHYC. Past performance does not guarantee future results.

Which is riskier, VOO or XHYC?

VOO has been the more volatile fund at 14.2% annualized versus 8.0% for XHYC. Worst drawdown: VOO -34.3% vs XHYC -13.7%.

Should I hold both VOO and XHYC?

VOO and XHYC have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and XHYC?

VOO and XHYC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 748 unique securities.

Which pays a higher dividend, VOO or XHYC?

VOO yields 1.09% while XHYC yields 6.57%, so XHYC currently pays the higher dividend yield.

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