VOO vs XFIX
VOO vs XFIX
Vanguard S&P 500 ETF vs F/m Opportunistic Income ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | VOO | XFIX | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.40% | |
| AUM | $979.0B | $38M | |
| Dividend Yield | 1.09% | 5.43% | |
| Holdings | 509 | 58 | |
| YTD Return | +13.31% | +5.57% | |
| 1Y Return | +24.01% | +5.57% | |
| 3Y Return (annualized) | +21.17% | - | |
| 5Y Return (annualized) | +13.34% | - | |
| Volatility (annualized) | 14.1% | 5.7% | |
| Max Drawdown | -34.3% | -3.7% | |
| Fund Family | Vanguard (US) | F-m investments | |
| Category | Equity | Fixed Income | |
| Inception | Sep 7, 2010 | Sep 6, 2023 |
VOO vs XFIX Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and F/m Opportunistic Income ETF (XFIX) is a ETF from F-m investments. Over the past year VOO returned +24.01% while XFIX returned +5.57%. Year to date, VOO is up 13.31% versus a gain of 5.57% for XFIX.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 5.7% for XFIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -3.7% for XFIX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VOO charges 0.03% per year while XFIX charges 0.40%. On a $10,000 position that is $3 vs $40 annually, a gap of $37 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 5.43% for XFIX.
Holdings Overlap
VOO and XFIX share 0 holdings out of 529 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VOO or XFIX?
VOO has an expense ratio of 0.03% while XFIX charges 0.40%. VOO is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
Which performed better, VOO or XFIX?
Over the past year VOO returned +24.01% vs +5.57% for XFIX, so VOO leads on 1-year performance. Over the longest common window we track (2 years), VOO annualized +13.55% vs +7.77% for XFIX. Past performance does not guarantee future results.
Which is riskier, VOO or XFIX?
VOO has been the more volatile fund at 14.1% annualized versus 5.7% for XFIX. Worst drawdown: VOO -34.3% vs XFIX -3.7%.
Should I hold both VOO and XFIX?
VOO and XFIX have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VOO and XFIX?
VOO and XFIX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 529 unique securities.
Which pays a higher dividend, VOO or XFIX?
VOO yields 1.09% while XFIX yields 5.43%, so XFIX currently pays the higher dividend yield.
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