VOO vs XCCC

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXCCCWinner
Expense Ratio0.03%0.40%
AUM$979.0B$273M
Dividend Yield1.09%9.95%
Holdings509188
YTD Return+9.95%-0.67%
1Y Return+19.58%+2.16%
3Y Return (annualized)+19.43%+9.02%
5Y Return (annualized)+12.89%-
Volatility (annualized)14.2%9.0%
Max Drawdown-34.3%-11.0%
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
InceptionSep 7, 2010May 24, 2022

VOO vs XCCC Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and BondBloxx CCC Rated USD High Yield Corporate Bond ETF (XCCC) is a ETF from BondBloxx. Over the past year VOO returned +19.58% while XCCC returned +2.16%. Year to date, VOO is up 9.95% versus a loss of 0.67% for XCCC.

Over three years, VOO compounded at +19.43% per year against +9.02% for XCCC. Across the full 4-year window we track, VOO has the edge at +13.35% annualized vs +7.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 9.0% for XCCC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -11.0% for XCCC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VOO charges 0.03% per year while XCCC charges 0.40%. On a $10,000 position that is $3 vs $40 annually, a gap of $37 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 9.95% for XCCC.

Holdings Overlap

0.0%overlap

VOO and XCCC share 0 holdings out of 670 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or XCCC?

VOO has an expense ratio of 0.03% while XCCC charges 0.40%. VOO is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, VOO or XCCC?

Over the past year VOO returned +19.58% vs +2.16% for XCCC, so VOO leads on 1-year performance. Over the longest common window we track (4 years), VOO annualized +13.35% vs +7.63% for XCCC. Past performance does not guarantee future results.

Which is riskier, VOO or XCCC?

VOO has been the more volatile fund at 14.2% annualized versus 9.0% for XCCC. Worst drawdown: VOO -34.3% vs XCCC -11.0%.

Should I hold both VOO and XCCC?

VOO and XCCC have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and XCCC?

VOO and XCCC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 670 unique securities.

Which pays a higher dividend, VOO or XCCC?

VOO yields 1.09% while XCCC yields 9.95%, so XCCC currently pays the higher dividend yield.

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