VOO vs XBB

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. XBB offers more diversification with 790 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: XBB

Side-by-Side Comparison

MetricVOOXBBWinner
Expense Ratio0.03%0.20%
AUM$979.0B$531M
Dividend Yield1.09%5.57%
Holdings5091,081
YTD Return+9.95%+1.22%
1Y Return+19.58%+4.77%
3Y Return (annualized)+19.43%+7.40%
5Y Return (annualized)+12.89%-
Volatility (annualized)14.2%7.4%
Max Drawdown-34.3%-8.9%
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
InceptionSep 7, 2010May 24, 2022

VOO vs XBB Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and BondBloxx BB Rated USD High Yield Corporate Bond ETF (XBB) is a ETF from BondBloxx. Over the past year VOO returned +19.58% while XBB returned +4.77%. Year to date, VOO is up 9.95% versus a gain of 1.22% for XBB.

Over three years, VOO compounded at +19.43% per year against +7.40% for XBB. Across the full 4-year window we track, VOO has the edge at +13.35% annualized vs +5.43%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 7.4% for XBB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -8.9% for XBB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VOO charges 0.03% per year while XBB charges 0.20%. On a $10,000 position that is $3 vs $20 annually, a gap of $17 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 5.57% for XBB.

Holdings Overlap

0.0%overlap

VOO and XBB share 0 holdings out of 1295 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or XBB?

VOO has an expense ratio of 0.03% while XBB charges 0.20%. VOO is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, VOO or XBB?

Over the past year VOO returned +19.58% vs +4.77% for XBB, so VOO leads on 1-year performance. Over the longest common window we track (4 years), VOO annualized +13.35% vs +5.43% for XBB. Past performance does not guarantee future results.

Which is riskier, VOO or XBB?

VOO has been the more volatile fund at 14.2% annualized versus 7.4% for XBB. Worst drawdown: VOO -34.3% vs XBB -8.9%.

Should I hold both VOO and XBB?

VOO and XBB have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and XBB?

VOO and XBB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1295 unique securities.

Which pays a higher dividend, VOO or XBB?

VOO yields 1.09% while XBB yields 5.57%, so XBB currently pays the higher dividend yield.

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