VOO vs XB

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXBWinner
Expense Ratio0.03%0.30%
AUM$979.0B$72M
Dividend Yield1.09%7.10%
Holdings509585
YTD Return+9.95%+2.12%
1Y Return+19.58%+5.42%
3Y Return (annualized)+19.43%+7.91%
5Y Return (annualized)+12.89%-
Volatility (annualized)14.2%7.5%
Max Drawdown-34.3%-9.3%
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
InceptionSep 7, 2010May 24, 2022

VOO vs XB Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and BondBloxx B Rated USD High Yield Corporate Bond ETF (XB) is a ETF from BondBloxx. Over the past year VOO returned +19.58% while XB returned +5.42%. Year to date, VOO is up 9.95% versus a gain of 2.12% for XB.

Over three years, VOO compounded at +19.43% per year against +7.91% for XB. Across the full 4-year window we track, VOO has the edge at +13.35% annualized vs +6.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 7.5% for XB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -9.3% for XB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VOO charges 0.03% per year while XB charges 0.30%. On a $10,000 position that is $3 vs $30 annually, a gap of $27 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 7.10% for XB.

Holdings Overlap

0.0%overlap

VOO and XB share 0 holdings out of 997 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or XB?

VOO has an expense ratio of 0.03% while XB charges 0.30%. VOO is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, VOO or XB?

Over the past year VOO returned +19.58% vs +5.42% for XB, so VOO leads on 1-year performance. Over the longest common window we track (4 years), VOO annualized +13.35% vs +6.04% for XB. Past performance does not guarantee future results.

Which is riskier, VOO or XB?

VOO has been the more volatile fund at 14.2% annualized versus 7.5% for XB. Worst drawdown: VOO -34.3% vs XB -9.3%.

Should I hold both VOO and XB?

VOO and XB have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and XB?

VOO and XB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 997 unique securities.

Which pays a higher dividend, VOO or XB?

VOO yields 1.09% while XB yields 7.10%, so XB currently pays the higher dividend yield.

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