VOO vs WIW

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOWIWWinner
Expense Ratio0.03%0.71%
AUM$979.0B$569M
Dividend Yield1.09%7.95%
Holdings509161
YTD Return+9.95%+1.37%
1Y Return+19.58%+2.76%
3Y Return (annualized)+19.43%+6.49%
5Y Return (annualized)+12.89%-0.03%
Volatility (annualized)14.2%10.0%
Max Drawdown-34.3%-43.9%
Fund FamilyVanguard (US)Franklin Templeton Investments (US)
CategoryEquityFixed Income
InceptionSep 7, 2010Feb 27, 2004

VOO vs WIW Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Western Asset Inflation-Linked Opportunities & Income Fund (WIW) is a ETF from Franklin Templeton Investments (US). Over the past year VOO returned +19.58% while WIW returned +2.76%. Year to date, VOO is up 9.95% versus a gain of 1.37% for WIW.

Over three years, VOO compounded at +19.43% per year against +6.49% for WIW; over five years the annualized figures are +12.89% and -0.03% respectively. Across the full 16-year window we track, VOO has the edge at +13.35% annualized vs -0.44%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 10.0% for WIW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -43.9% for WIW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while WIW charges 0.71%. On a $10,000 position that is $3 vs $71 annually, a gap of $68 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 7.95% for WIW.

Holdings Overlap

0.0%overlap

VOO and WIW share 0 holdings out of 601 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or WIW?

VOO has an expense ratio of 0.03% while WIW charges 0.71%. VOO is the cheaper option. On a $10,000 investment, that is $68 per year of difference.

Which performed better, VOO or WIW?

Over the past year VOO returned +19.58% vs +2.76% for WIW, so VOO leads on 1-year performance. Over the longest common window we track (16 years), VOO annualized +13.35% vs -0.44% for WIW. Past performance does not guarantee future results.

Which is riskier, VOO or WIW?

VOO has been the more volatile fund at 14.2% annualized versus 10.0% for WIW. Worst drawdown: VOO -34.3% vs WIW -43.9%.

Should I hold both VOO and WIW?

VOO and WIW have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and WIW?

VOO and WIW share 0 common holdings with a 0.0% weight overlap. Combined, they hold 601 unique securities.

Which pays a higher dividend, VOO or WIW?

VOO yields 1.09% while WIW yields 7.95%, so WIW currently pays the higher dividend yield.

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