VOO vs VUSB

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOVUSBWinner
Expense Ratio0.03%0.10%
AUM$979.0B$8.9B
Dividend Yield1.09%4.38%
Holdings5091,262
YTD Return+13.53%-0.39%
1Y Return+23.65%+1.65%
3Y Return (annualized)+21.27%+4.41%
5Y Return (annualized)+13.52%+3.05%
Volatility (annualized)14.1%1.2%
Max Drawdown-34.3%-1.8%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
InceptionSep 7, 2010Apr 5, 2021

VOO vs VUSB Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Vanguard Ultra Short Bond ETF (VUSB) is a ETF from Vanguard (US). Over the past year VOO returned +23.65% while VUSB returned +1.65%. Year to date, VOO is up 13.53% versus a loss of 0.39% for VUSB.

Over three years, VOO compounded at +21.27% per year against +4.41% for VUSB; over five years the annualized figures are +13.52% and +3.05% respectively. Across the full 5-year window we track, VOO has the edge at +13.57% annualized vs +2.89%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.2% for VUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -1.8% for VUSB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while VUSB charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 4.38% for VUSB.

Holdings Overlap

0.0%overlap

VOO and VUSB share 0 holdings out of 658 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or VUSB?

VOO has an expense ratio of 0.03% while VUSB charges 0.10%. VOO is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

Which performed better, VOO or VUSB?

Over the past year VOO returned +23.65% vs +1.65% for VUSB, so VOO leads on 1-year performance. Over the longest common window we track (5 years), VOO annualized +13.57% vs +2.89% for VUSB. Past performance does not guarantee future results.

Which is riskier, VOO or VUSB?

VOO has been the more volatile fund at 14.1% annualized versus 1.2% for VUSB. Worst drawdown: VOO -34.3% vs VUSB -1.8%.

Should I hold both VOO and VUSB?

VOO and VUSB have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and VUSB?

VOO and VUSB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 658 unique securities.

Which pays a higher dividend, VOO or VUSB?

VOO yields 1.09% while VUSB yields 4.38%, so VUSB currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →