VOO vs VSDB

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOVSDBWinner
Expense Ratio0.03%0.15%
AUM$979.0B$896M
Dividend Yield1.09%4.16%
Holdings509833
YTD Return+13.80%-0.73%
1Y Return+23.71%+1.69%
3Y Return (annualized)+21.50%-
5Y Return (annualized)+13.44%-
Volatility (annualized)14.1%2.0%
Max Drawdown-34.3%-1.8%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
InceptionSep 7, 2010Apr 1, 2025

VOO vs VSDB Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Vanguard Short Duration Bond ETF (VSDB) is a ETF from Vanguard (US). Over the past year VOO returned +23.71% while VSDB returned +1.69%. Year to date, VOO is up 13.80% versus a loss of 0.73% for VSDB.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.0% for VSDB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -1.8% for VSDB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while VSDB charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 4.16% for VSDB.

Holdings Overlap

0.0%overlap

VOO and VSDB share 0 holdings out of 579 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or VSDB?

VOO has an expense ratio of 0.03% while VSDB charges 0.15%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, VOO or VSDB?

Over the past year VOO returned +23.71% vs +1.69% for VSDB, so VOO leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +13.58% vs +3.80% for VSDB. Past performance does not guarantee future results.

Which is riskier, VOO or VSDB?

VOO has been the more volatile fund at 14.1% annualized versus 2.0% for VSDB. Worst drawdown: VOO -34.3% vs VSDB -1.8%.

Should I hold both VOO and VSDB?

VOO and VSDB have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and VSDB?

VOO and VSDB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 579 unique securities.

Which pays a higher dividend, VOO or VSDB?

VOO yields 1.09% while VSDB yields 4.16%, so VSDB currently pays the higher dividend yield.

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