VOO vs VRIG

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOVRIGWinner
Expense Ratio0.03%0.30%
AUM$979.0B$1.8B
Dividend Yield1.09%4.71%
Holdings509364
YTD Return+13.80%+2.58%
1Y Return+23.71%+4.65%
3Y Return (annualized)+21.50%+5.72%
5Y Return (annualized)+13.44%+4.57%
Volatility (annualized)14.1%3.4%
Max Drawdown-34.3%-14.3%
Fund FamilyVanguard (US)Invesco (US)
CategoryEquityFixed Income
InceptionSep 7, 2010Sep 20, 2016

VOO vs VRIG Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Invesco Variable Rate Investment Grade ETF (VRIG) is a ETF from Invesco (US). Over the past year VOO returned +23.71% while VRIG returned +4.65%. Year to date, VOO is up 13.80% versus a gain of 2.58% for VRIG.

Over three years, VOO compounded at +21.50% per year against +5.72% for VRIG; over five years the annualized figures are +13.44% and +4.57% respectively. Across the full 10-year window we track, VOO has the edge at +13.58% annualized vs +2.36%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 3.4% for VRIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -14.3% for VRIG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while VRIG charges 0.30%. On a $10,000 position that is $3 vs $30 annually, a gap of $27 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 4.71% for VRIG.

Holdings Overlap

0.0%overlap

VOO and VRIG share 0 holdings out of 811 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or VRIG?

VOO has an expense ratio of 0.03% while VRIG charges 0.30%. VOO is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, VOO or VRIG?

Over the past year VOO returned +23.71% vs +4.65% for VRIG, so VOO leads on 1-year performance. Over the longest common window we track (10 years), VOO annualized +13.58% vs +2.36% for VRIG. Past performance does not guarantee future results.

Which is riskier, VOO or VRIG?

VOO has been the more volatile fund at 14.1% annualized versus 3.4% for VRIG. Worst drawdown: VOO -34.3% vs VRIG -14.3%.

Should I hold both VOO and VRIG?

VOO and VRIG have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and VRIG?

VOO and VRIG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 811 unique securities.

Which pays a higher dividend, VOO or VRIG?

VOO yields 1.09% while VRIG yields 4.71%, so VRIG currently pays the higher dividend yield.

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