VOO vs VPU

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOVPUWinner
Expense Ratio0.03%0.09%
AUM$979.0B$8.7B
Dividend Yield1.09%2.86%
Holdings50970
YTD Return+13.31%+2.08%
1Y Return+24.01%+3.78%
3Y Return (annualized)+21.17%+14.12%
5Y Return (annualized)+13.34%+8.32%
Volatility (annualized)14.1%13.9%
Max Drawdown-34.3%-48.4%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
InceptionSep 7, 2010Jan 26, 2004

VOO vs VPU Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Vanguard Utilities ETF (VPU) is a ETF from Vanguard (US). Over the past year VOO returned +24.01% while VPU returned +3.78%. Year to date, VOO is up 13.31% versus a gain of 2.08% for VPU.

Over three years, VOO compounded at +21.17% per year against +14.12% for VPU; over five years the annualized figures are +13.34% and +8.32% respectively. Across the full 16-year window we track, VOO has the edge at +13.55% annualized vs +6.88%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.9% for VPU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -48.4% for VPU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while VPU charges 0.09%. On a $10,000 position that is $3 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 2.86% for VPU.

Holdings Overlap

2.2%overlap

VOO and VPU share 31 holdings out of 542 unique holdings combined, representing a 2.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VOOWeight in VPUDifference
NEE0.28%11.60%11.32%
SO0.17%6.84%6.67%
DUK0.15%6.24%6.09%
CEGProProPro
AEPProProPro
SREProProPro
DProProPro
VSTProProPro
ETRProProPro
XELProProPro
See all 10 holdings VOO shares with VPU
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, VOO or VPU?

VOO has an expense ratio of 0.03% while VPU charges 0.09%. VOO is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, VOO or VPU?

Over the past year VOO returned +24.01% vs +3.78% for VPU, so VOO leads on 1-year performance. Over the longest common window we track (16 years), VOO annualized +13.55% vs +6.88% for VPU. Past performance does not guarantee future results.

Which is riskier, VOO or VPU?

VOO has been the more volatile fund at 14.1% annualized versus 13.9% for VPU. Worst drawdown: VOO -34.3% vs VPU -48.4%.

Should I hold both VOO and VPU?

VOO and VPU have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and VPU?

VOO and VPU share 31 common holdings with a 2.2% weight overlap. Combined, they hold 542 unique securities.

Which pays a higher dividend, VOO or VPU?

VOO yields 1.09% while VPU yields 2.86%, so VPU currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →