VOO vs VPLS

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOVPLSWinner
Expense Ratio0.03%0.20%
AUM$979.0B$1.7B
Dividend Yield1.09%4.73%
Holdings5092,567
YTD Return+13.80%+0.10%
1Y Return+23.71%+2.70%
3Y Return (annualized)+21.50%-
5Y Return (annualized)+13.44%-
Volatility (annualized)14.1%4.1%
Max Drawdown-34.3%-3.0%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
InceptionSep 7, 2010Dec 6, 2023

VOO vs VPLS Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Vanguard Core-Plus Bond ETF (VPLS) is a ETF from Vanguard (US). Over the past year VOO returned +23.71% while VPLS returned +2.70%. Year to date, VOO is up 13.80% versus a gain of 0.10% for VPLS.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.1% for VPLS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -3.0% for VPLS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while VPLS charges 0.20%. On a $10,000 position that is $3 vs $20 annually, a gap of $17 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 4.73% for VPLS.

Holdings Overlap

0.0%overlap

VOO and VPLS share 0 holdings out of 665 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or VPLS?

VOO has an expense ratio of 0.03% while VPLS charges 0.20%. VOO is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, VOO or VPLS?

Over the past year VOO returned +23.71% vs +2.70% for VPLS, so VOO leads on 1-year performance. Over the longest common window we track (3 years), VOO annualized +13.58% vs +6.42% for VPLS. Past performance does not guarantee future results.

Which is riskier, VOO or VPLS?

VOO has been the more volatile fund at 14.1% annualized versus 4.1% for VPLS. Worst drawdown: VOO -34.3% vs VPLS -3.0%.

Should I hold both VOO and VPLS?

VOO and VPLS have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and VPLS?

VOO and VPLS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 665 unique securities.

Which pays a higher dividend, VOO or VPLS?

VOO yields 1.09% while VPLS yields 4.73%, so VPLS currently pays the higher dividend yield.

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