UBND vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. UBND offers more diversification with 821 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: UBND

Side-by-Side Comparison

MetricUBNDVOOWinner
Expense Ratio0.40%0.03%
AUM$2.0B$979.0B
Dividend Yield4.74%1.09%
Holdings1,425509
YTD Return-0.27%+9.95%
1Y Return+3.18%+19.58%
3Y Return (annualized)+4.79%+19.43%
5Y Return (annualized)-+12.89%
Volatility (annualized)6.5%14.2%
Max Drawdown-16.4%-34.3%
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryFixed IncomeEquity
InceptionOct 4, 2021Sep 7, 2010

UBND vs VOO Performance

VictoryShares Core Plus Bond ETF (UBND) is a ETF from Victory Capital Management Inc. and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UBND returned +3.18% while VOO returned +19.58%. Year to date, UBND is down 0.27% versus a gain of 9.95% for VOO.

Over three years, UBND compounded at +4.79% per year against +19.43% for VOO. Across the full 5-year window we track, VOO has the edge at +13.35% annualized vs +0.78%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 6.5% for UBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.4% for UBND and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

UBND charges 0.40% per year while VOO charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, UBND currently yields 4.74% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

UBND and VOO share 0 holdings out of 1326 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, UBND or VOO?

UBND has an expense ratio of 0.40% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, UBND or VOO?

Over the past year UBND returned +3.18% vs +19.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), UBND annualized +0.78% vs +13.35% for VOO. Past performance does not guarantee future results.

Which is riskier, UBND or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 6.5% for UBND. Worst drawdown: UBND -16.4% vs VOO -34.3%.

Should I hold both UBND and VOO?

UBND and VOO have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UBND and VOO?

UBND and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1326 unique securities.

Which pays a higher dividend, UBND or VOO?

UBND yields 4.74% while VOO yields 1.09%, so UBND currently pays the higher dividend yield.

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