TRPA vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricTRPAVYMWinner
Expense Ratio0.24%0.04%
AUM$111M$79.0B
Dividend Yield5.07%2.86%
Holdings123568
YTD Return-0.13%+13.82%
1Y Return+1.46%+24.08%
3Y Return (annualized)+5.08%+17.72%
5Y Return (annualized)+2.78%+12.13%
Volatility (annualized)3.5%14.6%
Max Drawdown-10.8%-58.8%
Fund FamilyHartford FundsVanguard (US)
CategoryFixed IncomeEquity
InceptionMay 30, 2018Nov 10, 2006

TRPA vs VYM Performance

Hartford AAA CLO ETF (TRPA) is a ETF from Hartford Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TRPA returned +1.46% while VYM returned +24.08%. Year to date, TRPA is down 0.13% versus a gain of 13.82% for VYM.

Over three years, TRPA compounded at +5.08% per year against +17.72% for VYM; over five years the annualized figures are +2.78% and +12.13% respectively. Across the full 8-year window we track, VYM has the edge at +6.98% annualized vs +3.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 3.5% for TRPA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.8% for TRPA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TRPA charges 0.24% per year while VYM charges 0.04%. On a $10,000 position that is $24 vs $4 annually, a gap of $20 per year that compounds over a long holding period. On income, TRPA currently yields 5.07% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

TRPA and VYM share 0 holdings out of 569 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TRPA or VYM?

TRPA has an expense ratio of 0.24% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

Which performed better, TRPA or VYM?

Over the past year TRPA returned +1.46% vs +24.08% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (8 years), TRPA annualized +3.14% vs +6.98% for VYM. Past performance does not guarantee future results.

Which is riskier, TRPA or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 3.5% for TRPA. Worst drawdown: TRPA -10.8% vs VYM -58.8%.

Should I hold both TRPA and VYM?

TRPA and VYM have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TRPA and VYM?

TRPA and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 569 unique securities.

Which pays a higher dividend, TRPA or VYM?

TRPA yields 5.07% while VYM yields 2.86%, so TRPA currently pays the higher dividend yield.

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