TIER vs VXUS

Quick Verdict

VXUS has a lower expense ratio. TIER delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: TIERMore Diversified: VXUS

Side-by-Side Comparison

MetricTIERVXUSWinner
Expense Ratio0.38%0.05%
AUM-$156.5B
Dividend Yield-2.60%
Holdings3478,747
YTD Return+11.86%+11.13%
1Y Return+28.17%+27.13%
3Y Return (annualized)-+17.24%
5Y Return (annualized)-+8.71%
Volatility (annualized)14.7%15.1%
Max Drawdown-12.1%-39.9%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryEquityEquity
InceptionJun 25, 2025Jan 26, 2011

TIER vs VXUS Performance

T. Rowe Price International Equity Research ETF (TIER) is a ETF from T.Rowe Price and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year TIER returned +28.17% while VXUS returned +27.13%. Year to date, TIER is up 11.86% versus a gain of 11.13% for VXUS.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.7% for TIER. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.1% for TIER and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

TIER charges 0.38% per year while VXUS charges 0.05%. On a $10,000 position that is $38 vs $5 annually, a gap of $33 per year that compounds over a long holding period.

Holdings Overlap

0.0%overlap

TIER and VXUS share 0 holdings out of 8022 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TIER or VXUS?

TIER has an expense ratio of 0.38% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $33 per year of difference.

Which performed better, TIER or VXUS?

Over the past year TIER returned +28.17% vs +27.13% for VXUS, so TIER leads on 1-year performance. Over the longest common window we track (1 years), TIER annualized +24.82% vs +4.66% for VXUS. Past performance does not guarantee future results.

Which is riskier, TIER or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 14.7% for TIER. Worst drawdown: TIER -12.1% vs VXUS -39.9%.

Should I hold both TIER and VXUS?

TIER and VXUS have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between TIER and VXUS?

TIER and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8022 unique securities.

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