TIER vs VOO

Quick Verdict

VOO has a lower expense ratio. TIER delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: TIERMore Diversified: VOO

Side-by-Side Comparison

MetricTIERVOOWinner
Expense Ratio0.38%0.03%
AUM-$979.0B
Dividend Yield-1.09%
Holdings347509
YTD Return+14.80%+13.80%
1Y Return+28.54%+23.71%
3Y Return (annualized)-+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)14.1%14.1%
Max Drawdown-12.1%-34.3%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryEquityEquity
InceptionJun 25, 2025Sep 7, 2010

TIER vs VOO Performance

T. Rowe Price International Equity Research ETF (TIER) is a ETF from T.Rowe Price and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TIER returned +28.54% while VOO returned +23.71%. Year to date, TIER is up 14.80% versus a gain of 13.80% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 14.1% for TIER. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.1% for TIER and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TIER charges 0.38% per year while VOO charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period.

Holdings Overlap

0.0%overlap

TIER and VOO share 1 holdings out of 666 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TIERWeight in VOODifference
VST0.04%0.08%0.04%

Frequently Asked Questions

Which is cheaper, TIER or VOO?

TIER has an expense ratio of 0.38% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $35 per year of difference.

Which performed better, TIER or VOO?

Over the past year TIER returned +28.54% vs +23.71% for VOO, so TIER leads on 1-year performance. Over the longest common window we track (1 years), TIER annualized +27.27% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, TIER or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 14.1% for TIER. Worst drawdown: TIER -12.1% vs VOO -34.3%.

Should I hold both TIER and VOO?

TIER and VOO have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TIER and VOO?

TIER and VOO share 1 common holdings with a 0.0% weight overlap. Combined, they hold 666 unique securities.

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