SPY vs UYM

Quick Verdict

SPY has a lower expense ratio. UYM delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: UYMMore Diversified: SPY

Side-by-Side Comparison

MetricSPYUYMWinner
Expense Ratio0.09%0.95%
AUM$789.1B$39M
Dividend Yield1.01%1.16%
Holdings50532
YTD Return+13.79%+26.64%
1Y Return+23.66%+37.34%
3Y Return (annualized)+21.40%+10.78%
5Y Return (annualized)+13.37%+6.65%
Volatility (annualized)15.3%45.7%
Max Drawdown-56.5%-92.8%
Fund FamilyState Street Investment ManagementProShares
CategoryEquityAlternative
InceptionJan 22, 1993Jan 30, 2007

SPY vs UYM Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and ProShares Ultra Materials (UYM) is a ETF from ProShares. Over the past year SPY returned +23.66% while UYM returned +37.34%. Year to date, SPY is up 13.79% versus a gain of 26.64% for UYM.

Over three years, SPY compounded at +21.40% per year against +10.78% for UYM; over five years the annualized figures are +13.37% and +6.65% respectively. Across the full 20-year window we track, SPY has the edge at +8.85% annualized vs +3.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UYM has been the more volatile fund, with annualized monthly volatility of 45.7% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -92.8% for UYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPY charges 0.09% per year while UYM charges 0.95%. On a $10,000 position that is $9 vs $95 annually, a gap of $86 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.16% for UYM.

Holdings Overlap

1.6%overlap

SPY and UYM share 23 holdings out of 506 unique holdings combined, representing a 1.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in UYMDifference
LIN:IE0.39%10.15%9.76%
NEM0.16%4.26%4.10%
CTVA0.09%3.51%3.42%
SHWProProPro
APDProProPro
ECLProProPro
VMCProProPro
MLMProProPro
NUEProProPro
STLDProProPro
See all 10 holdings SPY shares with UYM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SPY or UYM?

SPY has an expense ratio of 0.09% while UYM charges 0.95%. SPY is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, SPY or UYM?

Over the past year SPY returned +23.66% vs +37.34% for UYM, so UYM leads on 1-year performance. Over the longest common window we track (20 years), SPY annualized +8.85% vs +3.13% for UYM. Past performance does not guarantee future results.

Which is riskier, SPY or UYM?

UYM has been the more volatile fund at 45.7% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs UYM -92.8%.

Should I hold both SPY and UYM?

SPY and UYM have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and UYM?

SPY and UYM share 23 common holdings with a 1.6% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, SPY or UYM?

SPY yields 1.01% while UYM yields 1.16%, so UYM currently pays the higher dividend yield.

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