SPTM vs VYM

Quick Verdict

SPTM has a lower expense ratio. VYM delivered stronger 1-year returns. SPTM offers more diversification with 1506 holdings.

Lower Fees: SPTMHigher Returns: VYMMore Diversified: SPTM

Side-by-Side Comparison

MetricSPTMVYMWinner
Expense Ratio0.03%0.04%
AUM$13.5B$79.0B
Dividend Yield1.06%2.86%
Holdings1,515568
YTD Return+13.66%+15.45%
1Y Return+24.22%+26.05%
3Y Return (annualized)+20.47%+17.96%
5Y Return (annualized)+12.91%+12.54%
Volatility (annualized)14.9%14.6%
Max Drawdown-35.1%-58.8%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionOct 4, 2000Nov 10, 2006

SPTM vs VYM Performance

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is a ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SPTM returned +24.22% while VYM returned +26.05%. Year to date, SPTM is up 13.66% versus a gain of 15.45% for VYM.

Over three years, SPTM compounded at +20.47% per year against +17.96% for VYM; over five years the annualized figures are +12.91% and +12.54% respectively. Across the full 13-year window we track, SPTM has the edge at +12.46% annualized vs +7.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPTM has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for SPTM and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SPTM charges 0.03% per year while VYM charges 0.04%. On a $10,000 position that is $3 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, SPTM currently yields 1.06% against 2.86% for VYM.

Holdings Overlap

33.0%overlap

SPTM and VYM share 498 holdings out of 1566 unique holdings combined, representing a 33.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPTMWeight in VYMDifference
AVGO2.96%6.47%3.51%
JPM1.26%3.36%2.10%
XOM0.96%2.83%1.87%
JNJProProPro
WMTProProPro
ABBVProProPro
PGProProPro
HDProProPro
CATProProPro
CVXProProPro
See all 10 holdings SPTM shares with VYM
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Frequently Asked Questions

Which is cheaper, SPTM or VYM?

SPTM has an expense ratio of 0.03% while VYM charges 0.04%. SPTM is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, SPTM or VYM?

Over the past year SPTM returned +24.22% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (13 years), SPTM annualized +12.46% vs +7.06% for VYM. Past performance does not guarantee future results.

Which is riskier, SPTM or VYM?

SPTM has been the more volatile fund at 14.9% annualized versus 14.6% for VYM. Worst drawdown: SPTM -35.1% vs VYM -58.8%.

Should I hold both SPTM and VYM?

SPTM and VYM have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SPTM and VYM?

SPTM and VYM share 498 common holdings with a 33.0% weight overlap. Combined, they hold 1566 unique securities.

Which pays a higher dividend, SPTM or VYM?

SPTM yields 1.06% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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