QQQ vs SPTM

Quick Verdict

SPTM has a lower expense ratio. QQQ delivered stronger 1-year returns. SPTM offers more diversification with 1506 holdings.

Lower Fees: SPTMHigher Returns: QQQMore Diversified: SPTM

Side-by-Side Comparison

MetricQQQSPTMWinner
Expense Ratio0.18%0.03%
AUM$455.8B$13.5B
Dividend Yield0.41%1.06%
Holdings1081,515
YTD Return+18.34%+13.93%
1Y Return+28.94%+23.97%
3Y Return (annualized)+25.28%+20.59%
5Y Return (annualized)+15.22%+13.12%
Volatility (annualized)30.6%14.9%
Max Drawdown-83.0%-35.1%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
InceptionMar 10, 1999Oct 4, 2000

QQQ vs SPTM Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is a ETF from State Street Investment Management. Over the past year QQQ returned +28.94% while SPTM returned +23.97%. Year to date, QQQ is up 18.34% versus a gain of 13.93% for SPTM.

Over three years, QQQ compounded at +25.28% per year against +20.59% for SPTM; over five years the annualized figures are +15.22% and +13.12% respectively. Across the full 13-year window we track, QQQ has the edge at +13.12% annualized vs +12.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 14.9% for SPTM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -35.1% for SPTM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QQQ charges 0.18% per year while SPTM charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 1.06% for SPTM.

Holdings Overlap

49.5%overlap

QQQ and SPTM share 86 holdings out of 1523 unique holdings combined, representing a 49.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in SPTMDifference
NVDA7.88%7.24%0.64%
AAPL7.46%5.94%1.52%
MSFT4.65%4.52%0.13%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
MUProProPro
METAProProPro
TSLAProProPro
See all 10 holdings QQQ shares with SPTM
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Frequently Asked Questions

Which is cheaper, QQQ or SPTM?

QQQ has an expense ratio of 0.18% while SPTM charges 0.03%. SPTM is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, QQQ or SPTM?

Over the past year QQQ returned +28.94% vs +23.97% for SPTM, so QQQ leads on 1-year performance. Over the longest common window we track (13 years), QQQ annualized +13.12% vs +12.48% for SPTM. Past performance does not guarantee future results.

Which is riskier, QQQ or SPTM?

QQQ has been the more volatile fund at 30.6% annualized versus 14.9% for SPTM. Worst drawdown: QQQ -83.0% vs SPTM -35.1%.

Should I hold both QQQ and SPTM?

QQQ and SPTM have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between QQQ and SPTM?

QQQ and SPTM share 86 common holdings with a 49.5% weight overlap. Combined, they hold 1523 unique securities.

Which pays a higher dividend, QQQ or SPTM?

QQQ yields 0.41% while SPTM yields 1.06%, so SPTM currently pays the higher dividend yield.

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