SFY vs VYM
SFY vs VYM
Sofi Select 500 ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. SFY delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | SFY | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.04% | |
| AUM | $649M | $79.0B | |
| Dividend Yield | 0.84% | 2.86% | |
| Holdings | 506 | 568 | |
| YTD Return | +16.11% | +15.80% | |
| 1Y Return | +26.75% | +26.12% | |
| 3Y Return (annualized) | +25.83% | +18.25% | |
| 5Y Return (annualized) | +14.64% | +12.51% | |
| Volatility (annualized) | 17.8% | 14.6% | |
| Max Drawdown | -33.3% | -58.8% | |
| Fund Family | SoFi | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 10, 2019 | Nov 10, 2006 |
SFY vs VYM Performance
Sofi Select 500 ETF (SFY) is a ETF from SoFi and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SFY returned +26.75% while VYM returned +26.12%. Year to date, SFY is up 16.11% versus a gain of 15.80% for VYM.
Over three years, SFY compounded at +25.83% per year against +18.25% for VYM; over five years the annualized figures are +14.64% and +12.51% respectively. Across the full 7-year window we track, SFY has the edge at +17.56% annualized vs +7.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFY has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.3% for SFY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SFY charges 0.05% per year while VYM charges 0.04%. On a $10,000 position that is $5 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, SFY currently yields 0.84% against 2.86% for VYM.
Holdings Overlap
SFY and VYM share 213 holdings out of 837 unique holdings combined, representing a 31.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SFY | Weight in VYM | Difference |
|---|---|---|---|
| AVGO | 4.94% | 6.47% | 1.53% |
| JPM:US | 0.93% | 3.36% | 2.43% |
| XOM | 0.74% | 2.83% | 2.09% |
| JNJ | Pro | Pro | Pro |
| WMT | Pro | Pro | Pro |
| ABBV | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| CAT | Pro | Pro | Pro |
See all 10 holdings SFY shares with VYM Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SFY or VYM?
SFY has an expense ratio of 0.05% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, SFY or VYM?
Over the past year SFY returned +26.75% vs +26.12% for VYM, so SFY leads on 1-year performance. Over the longest common window we track (7 years), SFY annualized +17.56% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, SFY or VYM?
SFY has been the more volatile fund at 17.8% annualized versus 14.6% for VYM. Worst drawdown: SFY -33.3% vs VYM -58.8%.
Should I hold both SFY and VYM?
SFY and VYM have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SFY and VYM?
SFY and VYM share 213 common holdings with a 31.4% weight overlap. Combined, they hold 837 unique securities.
Which pays a higher dividend, SFY or VYM?
SFY yields 0.84% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.