SFY vs VXUS
SFY vs VXUS
Sofi Select 500 ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | SFY | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.05% | |
| AUM | $649M | $156.5B | |
| Dividend Yield | 0.84% | 2.60% | |
| Holdings | 506 | 8,747 | |
| YTD Return | +16.11% | +14.57% | |
| 1Y Return | +26.75% | +27.82% | |
| 3Y Return (annualized) | +25.83% | +19.27% | |
| 5Y Return (annualized) | +14.64% | +9.28% | |
| Volatility (annualized) | 17.8% | 15.1% | |
| Max Drawdown | -33.3% | -39.9% | |
| Fund Family | SoFi | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 10, 2019 | Jan 26, 2011 |
SFY vs VXUS Performance
Sofi Select 500 ETF (SFY) is a ETF from SoFi and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year SFY returned +26.75% while VXUS returned +27.82%. Year to date, SFY is up 16.11% versus a gain of 14.57% for VXUS.
Over three years, SFY compounded at +25.83% per year against +19.27% for VXUS; over five years the annualized figures are +14.64% and +9.28% respectively. Across the full 7-year window we track, SFY has the edge at +17.56% annualized vs +4.86%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFY has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.3% for SFY and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SFY charges 0.05% per year while VXUS charges 0.05%. On a $10,000 position that is $5 vs $5 annually. On income, SFY currently yields 0.84% against 2.60% for VXUS.
Holdings Overlap
SFY and VXUS share 7 holdings out of 8346 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SFY | Weight in VXUS | Difference |
|---|---|---|---|
| ORCL | 0.41% | 0.00% | 0.41% |
| IRM | 0.11% | 0.05% | 0.06% |
| AMRZ:SM | 0.03% | 0.07% | 0.04% |
| HBAN | Pro | Pro | Pro |
| SRE | Pro | Pro | Pro |
| KR | Pro | Pro | Pro |
| BG | Pro | Pro | Pro |
See all 7 holdings SFY shares with VXUS Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SFY or VXUS?
SFY has an expense ratio of 0.05% while VXUS charges 0.05%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, SFY or VXUS?
Over the past year SFY returned +26.75% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), SFY annualized +17.56% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, SFY or VXUS?
SFY has been the more volatile fund at 17.8% annualized versus 15.1% for VXUS. Worst drawdown: SFY -33.3% vs VXUS -39.9%.
Should I hold both SFY and VXUS?
SFY and VXUS have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SFY and VXUS?
SFY and VXUS share 7 common holdings with a 0.1% weight overlap. Combined, they hold 8346 unique securities.
Which pays a higher dividend, SFY or VXUS?
SFY yields 0.84% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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