Schwab US Large-Cap ETF (SCHX) is a ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year SCHX returned +20.92% while VXUS returned +26.65%. Year to date, SCHX is up 11.40% versus a gain of 11.69% for VXUS.

Over three years, SCHX compounded at +20.75% per year against +18.15% for VXUS; over five years the annualized figures are +12.39% and +8.66% respectively. Across the full 16-year window we track, SCHX has the edge at +13.11% annualized vs +4.69%. Past performance does not guarantee future results.

VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 14.5% for SCHX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for SCHX and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

SCHX charges 0.03% per year while VXUS charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, SCHX currently yields 1.03% against 2.60% for VXUS.