SCHD vs YOKE

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDYOKEWinner
Expense Ratio0.06%0.30%
AUM$103.7B$232M
Dividend Yield3.31%0.72%
Holdings10452
YTD Return+22.69%+16.27%
1Y Return+30.94%+21.50%
3Y Return (annualized)+14.20%-
5Y Return (annualized)+9.59%-
Volatility (annualized)13.7%13.2%
Max Drawdown-33.4%-14.3%
Fund FamilyCharles Schwab Asset ManagementYoke ETF
CategoryEquityAllocation/Balanced
InceptionOct 20, 2011Feb 21, 2025

SCHD vs YOKE Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Yoke Core ETF (YOKE) is a ETF from Yoke ETF. Over the past year SCHD returned +30.94% while YOKE returned +21.50%. Year to date, SCHD is up 22.69% versus a gain of 16.27% for YOKE.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.2% for YOKE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -14.3% for YOKE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.38. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while YOKE charges 0.30%. On a $10,000 position that is $6 vs $30 annually, a gap of $24 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.72% for YOKE.

Holdings Overlap

10.7%overlap

SCHD and YOKE share 6 holdings out of 145 unique holdings combined, representing a 10.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in YOKEDifference
KO4.08%1.87%2.21%
HD4.16%1.54%2.62%
PG4.15%1.21%2.94%
QCOMProProPro
LMTProProPro
EOGProProPro
See all 6 holdings SCHD shares with YOKE
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHD or YOKE?

SCHD has an expense ratio of 0.06% while YOKE charges 0.30%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.

Which performed better, SCHD or YOKE?

Over the past year SCHD returned +30.94% vs +21.50% for YOKE, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.31% vs +19.83% for YOKE. Past performance does not guarantee future results.

Which is riskier, SCHD or YOKE?

SCHD has been the more volatile fund at 13.7% annualized versus 13.2% for YOKE. Worst drawdown: SCHD -33.4% vs YOKE -14.3%.

Should I hold both SCHD and YOKE?

SCHD and YOKE have a monthly-return correlation of 0.38, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and YOKE?

SCHD and YOKE share 6 common holdings with a 10.7% weight overlap. Combined, they hold 145 unique securities.

Which pays a higher dividend, SCHD or YOKE?

SCHD yields 3.31% while YOKE yields 0.72%, so SCHD currently pays the higher dividend yield.

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