SCHD vs XSPI
SCHD vs XSPI
Schwab US Dividend Equity ETF vs NEOS Boosted S&P 500 High Income ETF
Quick Verdict
SCHD has a lower expense ratio. XSPI offers more diversification with 457 holdings.
Side-by-Side Comparison
| Metric | SCHD | XSPI | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.98% | |
| AUM | $103.7B | $79M | |
| Dividend Yield | 3.31% | 6.88% | |
| Holdings | 104 | 457 | |
| YTD Return | +23.02% | +9.88% | |
| 1Y Return | +30.75% | - | |
| 3Y Return (annualized) | +14.89% | - | |
| 5Y Return (annualized) | +9.38% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -11.6% | |
| Fund Family | Charles Schwab Asset Management | NEOS | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Feb 2, 2026 |
SCHD vs XSPI Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and NEOS Boosted S&P 500 High Income ETF (XSPI) is a ETF from NEOS. Year to date, SCHD is up 23.02% versus a gain of 9.88% for XSPI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -11.6% for XSPI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while XSPI charges 0.98%. On a $10,000 position that is $6 vs $98 annually, a gap of $92 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 6.88% for XSPI.
Holdings Overlap
SCHD and XSPI share 42 holdings out of 515 unique holdings combined, representing a 8.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in XSPI | Difference |
|---|---|---|---|
| UNH | 4.54% | 0.49% | 4.05% |
| MRK | 4.32% | 0.53% | 3.79% |
| ABT | 4.49% | 0.32% | 4.17% |
| PG | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
| VZ | Pro | Pro | Pro |
See all 10 holdings SCHD shares with XSPI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or XSPI?
SCHD has an expense ratio of 0.06% while XSPI charges 0.98%. SCHD is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
What is the holdings overlap between SCHD and XSPI?
SCHD and XSPI share 42 common holdings with a 8.3% weight overlap. Combined, they hold 515 unique securities.
Which pays a higher dividend, SCHD or XSPI?
SCHD yields 3.31% while XSPI yields 6.88%, so XSPI currently pays the higher dividend yield.
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