SCHD vs VCOB
SCHD vs VCOB
Schwab US Dividend Equity ETF vs Voya Core Bond ETF
Quick Verdict
SCHD has a lower expense ratio. VCOB offers more diversification with 419 holdings.
Side-by-Side Comparison
| Metric | SCHD | VCOB | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.25% | |
| AUM | $103.7B | $97M | |
| Dividend Yield | 3.31% | 0.50% | |
| Holdings | 104 | 770 | |
| YTD Return | +23.31% | -2.08% | |
| 1Y Return | +30.42% | - | |
| 3Y Return (annualized) | +14.66% | - | |
| 5Y Return (annualized) | +9.59% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -4.0% | |
| Fund Family | Charles Schwab Asset Management | Voya Investment Management | |
| Category | Equity | Fixed Income | |
| Inception | Oct 20, 2011 | Nov 18, 2025 |
SCHD vs VCOB Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Voya Core Bond ETF (VCOB) is a ETF from Voya Investment Management. Year to date, SCHD is up 23.31% versus a loss of 2.08% for VCOB.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -4.0% for VCOB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while VCOB charges 0.25%. On a $10,000 position that is $6 vs $25 annually, a gap of $19 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.50% for VCOB.
Holdings Overlap
SCHD and VCOB share 0 holdings out of 519 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or VCOB?
SCHD has an expense ratio of 0.06% while VCOB charges 0.25%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
What is the holdings overlap between SCHD and VCOB?
SCHD and VCOB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 519 unique securities.
Which pays a higher dividend, SCHD or VCOB?
SCHD yields 3.31% while VCOB yields 0.50%, so SCHD currently pays the higher dividend yield.
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