SCHD vs USEW

Quick Verdict

SCHD has a lower expense ratio. USEW offers more diversification with 428 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: USEW

Side-by-Side Comparison

MetricSCHDUSEWWinner
Expense Ratio0.06%0.30%
AUM$103.7B$189M
Dividend Yield3.31%0.55%
Holdings104426
YTD Return+23.53%+11.41%
1Y Return+30.95%-
3Y Return (annualized)+14.72%-
5Y Return (annualized)+9.56%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-8.3%
Fund FamilyCharles Schwab Asset ManagementCambria Investment Management
CategoryEquityEquity
InceptionOct 20, 2011Dec 18, 2025

SCHD vs USEW Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Cambria US EW ETF (USEW) is a ETF from Cambria Investment Management. Year to date, SCHD is up 23.53% versus a gain of 11.41% for USEW.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -8.3% for USEW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while USEW charges 0.30%. On a $10,000 position that is $6 vs $30 annually, a gap of $24 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.55% for USEW.

Holdings Overlap

6.2%overlap

SCHD and USEW share 39 holdings out of 489 unique holdings combined, representing a 6.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in USEWDifference
UNH4.54%0.26%4.28%
ABT4.49%0.18%4.31%
MRK4.32%0.32%4.00%
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COPProProPro
See all 10 holdings SCHD shares with USEW
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHD or USEW?

SCHD has an expense ratio of 0.06% while USEW charges 0.30%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.

What is the holdings overlap between SCHD and USEW?

SCHD and USEW share 39 common holdings with a 6.2% weight overlap. Combined, they hold 489 unique securities.

Which pays a higher dividend, SCHD or USEW?

SCHD yields 3.31% while USEW yields 0.55%, so SCHD currently pays the higher dividend yield.

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