SCHD vs URTY

Quick Verdict

SCHD has a lower expense ratio. URTY delivered stronger 1-year returns. URTY offers more diversification with 1967 holdings.

Lower Fees: SCHDHigher Returns: URTYMore Diversified: URTY

Side-by-Side Comparison

MetricSCHDURTYWinner
Expense Ratio0.06%0.95%
AUM$103.7B$333M
Dividend Yield3.31%0.72%
Holdings1041,996
YTD Return+23.02%+51.42%
1Y Return+30.75%+105.21%
3Y Return (annualized)+14.89%+22.87%
5Y Return (annualized)+9.38%-3.66%
Volatility (annualized)13.6%59.5%
Max Drawdown-33.4%-88.2%
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityAlternative
InceptionOct 20, 2011Feb 9, 2010

SCHD vs URTY Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares UltraPro Russell2000 (URTY) is a ETF from ProShares. Over the past year SCHD returned +30.75% while URTY returned +105.21%. Year to date, SCHD is up 23.02% versus a gain of 51.42% for URTY.

Over three years, SCHD compounded at +14.89% per year against +22.87% for URTY; over five years the annualized figures are +9.38% and -3.66% respectively. Across the full 15-year window we track, URTY has the edge at +13.61% annualized vs +11.33%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

URTY has been the more volatile fund, with annualized monthly volatility of 59.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -88.2% for URTY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while URTY charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.72% for URTY.

Holdings Overlap

0.6%overlap

SCHD and URTY share 33 holdings out of 2034 unique holdings combined, representing a 0.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in URTYDifference
MC0.13%0.05%0.08%
MUR0.13%0.04%0.09%
CVBF0.10%0.04%0.06%
KFYProProPro
APAMProProPro
BANRProProPro
CNSProProPro
IPARProProPro
LANCProProPro
OFG:PRProProPro
See all 10 holdings SCHD shares with URTY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHD or URTY?

SCHD has an expense ratio of 0.06% while URTY charges 0.95%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, SCHD or URTY?

Over the past year SCHD returned +30.75% vs +105.21% for URTY, so URTY leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.33% vs +13.61% for URTY. Past performance does not guarantee future results.

Which is riskier, SCHD or URTY?

URTY has been the more volatile fund at 59.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs URTY -88.2%.

Should I hold both SCHD and URTY?

SCHD and URTY have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and URTY?

SCHD and URTY share 33 common holdings with a 0.6% weight overlap. Combined, they hold 2034 unique securities.

Which pays a higher dividend, SCHD or URTY?

SCHD yields 3.31% while URTY yields 0.72%, so SCHD currently pays the higher dividend yield.

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