SCHD vs TECB
Schwab US Dividend Equity ETF vs iShares US Tech Breakthrough Multisector ETF
Which is better, SCHD or TECB?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y, TECB over 3Y, 5Y and the full window. SCHD is less concentrated, with 41.3% of the fund in its ten largest positions against 42.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TECB |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.30% |
| AUM | $124.4B | $482M |
| Dividend Yield | 2.96% | 0.28% |
| Holdings | 102 | 178 |
| YTD Return | +33.46%Best | +21.72% |
| 1Y Return | +37.35%Best | +20.53% |
| 3Y Return (annualized) | +19.54% | +23.88%Best |
| 5Y Return (annualized) | +10.35% | +11.43%Best |
| Volatility (annualized) | 17.1%Best | 21.7% |
| Max Drawdown | -33.4%Best | -41.6% |
| $10,000 over 5 years | $16,363 | $17,180Best |
| Top 10 Weight | 41.3%Best | 42.3% |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Jan 8, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Jan 10, 2020 to Nov 13, 2026 (6.8 years).
SCHD vs TECB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.8 years both funds cover.
SCHD vs TECB Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and iShares US Tech Breakthrough Multisector ETF (TECB) is an ETF from iShares by BlackRock (US). Over the past year SCHD returned +37.35% while TECB returned +20.53%. Year to date, SCHD is up 33.46% versus a gain of 21.72% for TECB.
Over three years, SCHD compounded at +19.54% per year against +23.88% for TECB; over five years the annualized figures are +10.35% and +11.43% respectively. Across the full 7-year window we track, TECB has the edge at +17.17% annualized vs +12.83%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TECB has been the more volatile fund, with annualized monthly volatility of 21.7% compared with 17.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -41.6% for TECB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TECB charges 0.30%. On a $10,000 position that is $6 vs $30 annually, a gap of $24 per year that compounds over a long holding period. On income, SCHD currently yields 2.96% against 0.28% for TECB.
Holdings Overlap
8.2% of SCHD's money is in holdings TECB also owns. 6.7% of TECB's money is in holdings SCHD also owns.
SCHD and TECB share little of their money.
4 positions in common, counted across the 98 positions we hold weights for in SCHD and 173 in TECB, against full books of 102 and 178.
What only one of them owns
Our book lists 162 positions for TECB that do not appear in our book for SCHD (92.8% of the fund), and 92 for SCHD that do not appear in TECB (86.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TECB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TECB?
SCHD has an expense ratio of 0.06% while TECB charges 0.30%. SCHD is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, SCHD or TECB?
Over the past year SCHD returned +37.35% vs +20.53% for TECB, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +12.83% vs +17.17% for TECB. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TECB?
TECB has been the more volatile fund at 21.7% annualized versus 17.1% for SCHD. Worst drawdown: SCHD -33.4% vs TECB -41.6%.
Should I hold both SCHD and TECB?
SCHD and TECB have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and TECB?
8.2% of SCHD's money is in holdings TECB also owns. 6.7% of TECB's is in holdings SCHD also owns. They hold 4 positions in common, counted across the 98 positions we hold weights for in SCHD and 173 in TECB.
Which pays a higher dividend, SCHD or TECB?
SCHD yields 2.96% while TECB yields 0.28%, so SCHD currently pays the higher dividend yield.
Is TECB better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, TECB over 3Y, 5Y and the full window. SCHD is less concentrated, with 41.3% of the fund in its ten largest positions against 42.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.