SCHD vs STXV

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. STXV offers more diversification with 678 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: STXV

Side-by-Side Comparison

MetricSCHDSTXVWinner
Expense Ratio0.06%0.18%
AUM$103.7B$82M
Dividend Yield3.31%2.24%
Holdings104707
YTD Return+23.53%+16.67%
1Y Return+30.95%+29.71%
3Y Return (annualized)+14.72%+17.68%
5Y Return (annualized)+9.56%-
Volatility (annualized)13.6%12.6%
Max Drawdown-33.4%-14.8%
Fund FamilyCharles Schwab Asset ManagementStrive Asset Management
CategoryEquityEquity
InceptionOct 20, 2011Nov 9, 2022

SCHD vs STXV Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and STRIVE 1000 VALUE ETF (STXV) is a ETF from Strive Asset Management. Over the past year SCHD returned +30.95% while STXV returned +29.71%. Year to date, SCHD is up 23.53% versus a gain of 16.67% for STXV.

Over three years, SCHD compounded at +14.72% per year against +17.68% for STXV. Across the full 4-year window we track, STXV has the edge at +15.65% annualized vs +11.35%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.6% for STXV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -14.8% for STXV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SCHD charges 0.06% per year while STXV charges 0.18%. On a $10,000 position that is $6 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.24% for STXV.

Holdings Overlap

20.9%overlap

SCHD and STXV share 59 holdings out of 719 unique holdings combined, representing a 20.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in STXVDifference
UNH4.54%2.16%2.38%
CVX3.95%1.81%2.14%
MRK4.32%1.23%3.09%
PGProProPro
ABTProProPro
HDProProPro
AMGNProProPro
VZProProPro
KOProProPro
PEPProProPro
See all 10 holdings SCHD shares with STXV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHD or STXV?

SCHD has an expense ratio of 0.06% while STXV charges 0.18%. SCHD is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, SCHD or STXV?

Over the past year SCHD returned +30.95% vs +29.71% for STXV, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.35% vs +15.65% for STXV. Past performance does not guarantee future results.

Which is riskier, SCHD or STXV?

SCHD has been the more volatile fund at 13.6% annualized versus 12.6% for STXV. Worst drawdown: SCHD -33.4% vs STXV -14.8%.

Should I hold both SCHD and STXV?

SCHD and STXV have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SCHD and STXV?

SCHD and STXV share 59 common holdings with a 20.9% weight overlap. Combined, they hold 719 unique securities.

Which pays a higher dividend, SCHD or STXV?

SCHD yields 3.31% while STXV yields 2.24%, so SCHD currently pays the higher dividend yield.

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