SCHD vs STXG

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. STXG offers more diversification with 648 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: STXG

Side-by-Side Comparison

MetricSCHDSTXGWinner
Expense Ratio0.06%0.18%
AUM$103.7B$145M
Dividend Yield3.31%0.46%
Holdings104706
YTD Return+23.53%+11.64%
1Y Return+30.95%+19.80%
3Y Return (annualized)+14.72%+22.28%
5Y Return (annualized)+9.56%-
Volatility (annualized)13.6%15.4%
Max Drawdown-33.4%-21.2%
Fund FamilyCharles Schwab Asset ManagementStrive Asset Management
CategoryEquityEquity
InceptionOct 20, 2011Nov 10, 2022

SCHD vs STXG Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Strive 1000 Growth ETF (STXG) is a ETF from Strive Asset Management. Over the past year SCHD returned +30.95% while STXG returned +19.80%. Year to date, SCHD is up 23.53% versus a gain of 11.64% for STXG.

Over three years, SCHD compounded at +14.72% per year against +22.28% for STXG. Across the full 4-year window we track, STXG has the edge at +24.07% annualized vs +11.35%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

STXG has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -21.2% for STXG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while STXG charges 0.18%. On a $10,000 position that is $6 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.46% for STXG.

Holdings Overlap

2.6%overlap

SCHD and STXG share 26 holdings out of 722 unique holdings combined, representing a 2.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in STXGDifference
ABT4.49%0.09%4.40%
HD4.16%0.37%3.79%
MRK4.32%0.18%4.14%
KOProProPro
PGProProPro
AMGNProProPro
TXNProProPro
PEPProProPro
QCOMProProPro
LMTProProPro
See all 10 holdings SCHD shares with STXG
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHD or STXG?

SCHD has an expense ratio of 0.06% while STXG charges 0.18%. SCHD is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, SCHD or STXG?

Over the past year SCHD returned +30.95% vs +19.80% for STXG, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.35% vs +24.07% for STXG. Past performance does not guarantee future results.

Which is riskier, SCHD or STXG?

STXG has been the more volatile fund at 15.4% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs STXG -21.2%.

Should I hold both SCHD and STXG?

SCHD and STXG have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and STXG?

SCHD and STXG share 26 common holdings with a 2.6% weight overlap. Combined, they hold 722 unique securities.

Which pays a higher dividend, SCHD or STXG?

SCHD yields 3.31% while STXG yields 0.46%, so SCHD currently pays the higher dividend yield.

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