SCHD vs STRV
SCHD vs STRV
Schwab US Dividend Equity ETF vs Strive 500 ETF
Quick Verdict
STRV has a lower expense ratio. SCHD delivered stronger 1-year returns. STRV offers more diversification with 496 holdings.
Side-by-Side Comparison
| Metric | SCHD | STRV | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.05% | |
| AUM | $103.7B | $1.1B | |
| Dividend Yield | 3.31% | 1.05% | |
| Holdings | 104 | 507 | |
| YTD Return | +23.02% | +8.12% | |
| 1Y Return | +30.75% | +25.71% | |
| 3Y Return (annualized) | +14.89% | +21.65% | |
| 5Y Return (annualized) | +9.38% | - | |
| Volatility (annualized) | 13.6% | 13.8% | |
| Max Drawdown | -33.4% | -19.0% | |
| Fund Family | Charles Schwab Asset Management | Strive Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Sep 15, 2022 |
SCHD vs STRV Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Strive 500 ETF (STRV) is a ETF from Strive Asset Management. Over the past year SCHD returned +30.75% while STRV returned +25.71%. Year to date, SCHD is up 23.02% versus a gain of 8.12% for STRV.
Over three years, SCHD compounded at +14.89% per year against +21.65% for STRV. Across the full 4-year window we track, STRV has the edge at +20.71% annualized vs +11.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
STRV has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -19.0% for STRV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while STRV charges 0.05%. On a $10,000 position that is $6 vs $5 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.05% for STRV.
Holdings Overlap
SCHD and STRV share 43 holdings out of 553 unique holdings combined, representing a 8.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in STRV | Difference |
|---|---|---|---|
| UNH | 4.54% | 0.43% | 4.11% |
| MRK | 4.32% | 0.53% | 3.79% |
| ABT | 4.49% | 0.32% | 4.17% |
| HD | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
See all 10 holdings SCHD shares with STRV Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or STRV?
SCHD has an expense ratio of 0.06% while STRV charges 0.05%. STRV is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, SCHD or STRV?
Over the past year SCHD returned +30.75% vs +25.71% for STRV, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.33% vs +20.71% for STRV. Past performance does not guarantee future results.
Which is riskier, SCHD or STRV?
STRV has been the more volatile fund at 13.8% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs STRV -19.0%.
Should I hold both SCHD and STRV?
SCHD and STRV have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and STRV?
SCHD and STRV share 43 common holdings with a 8.1% weight overlap. Combined, they hold 553 unique securities.
Which pays a higher dividend, SCHD or STRV?
SCHD yields 3.31% while STRV yields 1.05%, so SCHD currently pays the higher dividend yield.
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