SCHD vs SPXV

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SPXV offers more diversification with 444 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SPXV

Side-by-Side Comparison

MetricSCHDSPXVWinner
Expense Ratio0.06%0.09%
AUM$103.7B$39M
Dividend Yield3.31%0.93%
Holdings104445
YTD Return+22.69%+10.62%
1Y Return+30.94%+19.03%
3Y Return (annualized)+14.20%+20.68%
5Y Return (annualized)+9.59%+13.65%
Volatility (annualized)13.7%16.3%
Max Drawdown-33.4%-34.3%
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityEquity
InceptionOct 20, 2011Sep 22, 2015

SCHD vs SPXV Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares S&P 500 Ex-Health Care ETF (SPXV) is a ETF from ProShares. Over the past year SCHD returned +30.94% while SPXV returned +19.03%. Year to date, SCHD is up 22.69% versus a gain of 10.62% for SPXV.

Over three years, SCHD compounded at +14.20% per year against +20.68% for SPXV; over five years the annualized figures are +9.59% and +13.65% respectively. Across the full 11-year window we track, SPXV has the edge at +14.66% annualized vs +11.31%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPXV has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -34.3% for SPXV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while SPXV charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.93% for SPXV.

Holdings Overlap

6.3%overlap

SCHD and SPXV share 40 holdings out of 504 unique holdings combined, representing a 6.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in SPXVDifference
HD4.16%0.59%3.57%
PG4.15%0.59%3.56%
KO4.08%0.54%3.54%
CVXProProPro
TXNProProPro
PEPProProPro
VZProProPro
COPProProPro
MOProProPro
QCOMProProPro
See all 10 holdings SCHD shares with SPXV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHD or SPXV?

SCHD has an expense ratio of 0.06% while SPXV charges 0.09%. SCHD is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, SCHD or SPXV?

Over the past year SCHD returned +30.94% vs +19.03% for SPXV, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), SCHD annualized +11.31% vs +14.66% for SPXV. Past performance does not guarantee future results.

Which is riskier, SCHD or SPXV?

SPXV has been the more volatile fund at 16.3% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs SPXV -34.3%.

Should I hold both SCHD and SPXV?

SCHD and SPXV have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and SPXV?

SCHD and SPXV share 40 common holdings with a 6.3% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, SCHD or SPXV?

SCHD yields 3.31% while SPXV yields 0.93%, so SCHD currently pays the higher dividend yield.

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