Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Direxion Daily S&P 500 Bull 2X ETF (SPUU) is a ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +31.88% while SPUU returned +42.90%. Year to date, SCHD is up 24.08% versus a gain of 23.77% for SPUU.

Over three years, SCHD compounded at +14.92% per year against +35.43% for SPUU; over five years the annualized figures are +9.85% and +19.14% respectively. Across the full 12-year window we track, SPUU has the edge at +18.87% annualized vs +11.39%. Past performance does not guarantee future results.

SPUU has been the more volatile fund, with annualized monthly volatility of 30.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -59.4% for SPUU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

SCHD charges 0.06% per year while SPUU charges 0.60%. On a $10,000 position that is $6 vs $60 annually, a gap of $54 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.34% for SPUU.