SCHD vs SPGP

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDSPGPWinner
Expense Ratio0.06%0.36%
AUM$103.7B$2.2B
Dividend Yield3.31%0.82%
Holdings10476
YTD Return+24.26%+12.67%
1Y Return+31.38%+20.35%
3Y Return (annualized)+15.08%+12.03%
5Y Return (annualized)+9.72%+8.31%
Volatility (annualized)13.6%16.3%
Max Drawdown-33.4%-42.4%
Fund FamilyCharles Schwab Asset ManagementInvesco (US)
CategoryEquityEquity
InceptionOct 20, 2011Jun 16, 2011

SCHD vs SPGP Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Invesco S&P 500 GARP ETF (SPGP) is a ETF from Invesco (US). Over the past year SCHD returned +31.38% while SPGP returned +20.35%. Year to date, SCHD is up 24.26% versus a gain of 12.67% for SPGP.

Over three years, SCHD compounded at +15.08% per year against +12.03% for SPGP; over five years the annualized figures are +9.72% and +8.31% respectively. Across the full 15-year window we track, SPGP has the edge at +13.62% annualized vs +11.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPGP has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -42.4% for SPGP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while SPGP charges 0.36%. On a $10,000 position that is $6 vs $36 annually, a gap of $30 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.82% for SPGP.

Holdings Overlap

2.0%overlap

SCHD and SPGP share 3 holdings out of 172 unique holdings combined, representing a 2.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in SPGPDifference
CMCSA2.19%1.10%1.09%
CINF0.72%2.26%1.54%
ERIE0.14%1.08%0.94%

Frequently Asked Questions

Which is cheaper, SCHD or SPGP?

SCHD has an expense ratio of 0.06% while SPGP charges 0.36%. SCHD is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, SCHD or SPGP?

Over the past year SCHD returned +31.38% vs +20.35% for SPGP, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.39% vs +13.62% for SPGP. Past performance does not guarantee future results.

Which is riskier, SCHD or SPGP?

SPGP has been the more volatile fund at 16.3% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SPGP -42.4%.

Should I hold both SCHD and SPGP?

SCHD and SPGP have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and SPGP?

SCHD and SPGP share 3 common holdings with a 2.0% weight overlap. Combined, they hold 172 unique securities.

Which pays a higher dividend, SCHD or SPGP?

SCHD yields 3.31% while SPGP yields 0.82%, so SCHD currently pays the higher dividend yield.

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