SCHD vs SOXQ

Quick Verdict

SCHD has a lower expense ratio. SOXQ delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SOXQMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDSOXQWinner
Expense Ratio0.06%0.19%
AUM$103.7B$2.5B
Dividend Yield3.31%0.25%
Holdings10433
YTD Return+24.26%+67.93%
1Y Return+31.38%+120.05%
3Y Return (annualized)+15.08%+50.68%
5Y Return (annualized)+9.72%+30.56%
Volatility (annualized)13.6%36.4%
Max Drawdown-33.4%-46.0%
Fund FamilyCharles Schwab Asset ManagementInvesco (US)
CategoryEquityEquity
InceptionOct 20, 2011Jun 11, 2021

SCHD vs SOXQ Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Invesco PHLX Semiconductor ETF (SOXQ) is a ETF from Invesco (US). Over the past year SCHD returned +31.38% while SOXQ returned +120.05%. Year to date, SCHD is up 24.26% versus a gain of 67.93% for SOXQ.

Over three years, SCHD compounded at +15.08% per year against +50.68% for SOXQ; over five years the annualized figures are +9.72% and +30.56% respectively. Across the full 5-year window we track, SOXQ has the edge at +31.01% annualized vs +11.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SOXQ has been the more volatile fund, with annualized monthly volatility of 36.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -46.0% for SOXQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while SOXQ charges 0.19%. On a $10,000 position that is $6 vs $19 annually, a gap of $13 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.25% for SOXQ.

Holdings Overlap

6.5%overlap

SCHD and SOXQ share 3 holdings out of 128 unique holdings combined, representing a 6.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in SOXQDifference
TXN3.70%3.53%0.17%
QCOM2.72%2.84%0.12%
SWKS0.24%0.37%0.13%

Frequently Asked Questions

Which is cheaper, SCHD or SOXQ?

SCHD has an expense ratio of 0.06% while SOXQ charges 0.19%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

Which performed better, SCHD or SOXQ?

Over the past year SCHD returned +31.38% vs +120.05% for SOXQ, so SOXQ leads on 1-year performance. Over the longest common window we track (5 years), SCHD annualized +11.39% vs +31.01% for SOXQ. Past performance does not guarantee future results.

Which is riskier, SCHD or SOXQ?

SOXQ has been the more volatile fund at 36.4% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SOXQ -46.0%.

Should I hold both SCHD and SOXQ?

SCHD and SOXQ have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and SOXQ?

SCHD and SOXQ share 3 common holdings with a 6.5% weight overlap. Combined, they hold 128 unique securities.

Which pays a higher dividend, SCHD or SOXQ?

SCHD yields 3.31% while SOXQ yields 0.25%, so SCHD currently pays the higher dividend yield.

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