SCHD vs SHRT

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SHRT offers more diversification with 398 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SHRT

Side-by-Side Comparison

MetricSCHDSHRTWinner
Expense Ratio0.06%1.35%
AUM$103.7B$15M
Dividend Yield3.31%0.08%
Holdings104806
YTD Return+24.08%-15.42%
1Y Return+31.88%-16.29%
3Y Return (annualized)+14.92%-
5Y Return (annualized)+9.85%-
Volatility (annualized)13.6%13.2%
Max Drawdown-33.4%-27.8%
Fund FamilyCharles Schwab Asset ManagementGotham ETFs
CategoryEquityEquity
InceptionOct 20, 2011Nov 6, 2023

SCHD vs SHRT Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Gotham Short Strategies ETF (SHRT) is a ETF from Gotham ETFs. Over the past year SCHD returned +31.88% while SHRT returned -16.29%. Year to date, SCHD is up 24.08% versus a loss of 15.42% for SHRT.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.2% for SHRT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -27.8% for SHRT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.14. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while SHRT charges 1.35%. On a $10,000 position that is $6 vs $135 annually, a gap of $129 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.08% for SHRT.

Holdings Overlap

4.5%overlap

SCHD and SHRT share 13 holdings out of 485 unique holdings combined, representing a 4.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in SHRTDifference
KO4.08%0.45%3.63%
LMT2.66%1.44%1.22%
COP3.70%0.22%3.48%
2345:TWProProPro
BMYProProPro
HDProProPro
UNHProProPro
ADPProProPro
SWKSProProPro
EOGProProPro
See all 10 holdings SCHD shares with SHRT
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Frequently Asked Questions

Which is cheaper, SCHD or SHRT?

SCHD has an expense ratio of 0.06% while SHRT charges 1.35%. SCHD is the cheaper option. On a $10,000 investment, that is $129 per year of difference.

Which performed better, SCHD or SHRT?

Over the past year SCHD returned +31.88% vs -16.29% for SHRT, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), SCHD annualized +11.39% vs -8.73% for SHRT. Past performance does not guarantee future results.

Which is riskier, SCHD or SHRT?

SCHD has been the more volatile fund at 13.6% annualized versus 13.2% for SHRT. Worst drawdown: SCHD -33.4% vs SHRT -27.8%.

Should I hold both SCHD and SHRT?

SCHD and SHRT have a monthly-return correlation of -0.14, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and SHRT?

SCHD and SHRT share 13 common holdings with a 4.5% weight overlap. Combined, they hold 485 unique securities.

Which pays a higher dividend, SCHD or SHRT?

SCHD yields 3.31% while SHRT yields 0.08%, so SCHD currently pays the higher dividend yield.

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