SCHB vs VXUS

Quick Verdict

SCHB has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: SCHBHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricSCHBVXUSWinner
Expense Ratio0.03%0.05%
AUM$42.9B$156.5B
Dividend Yield1.04%2.60%
Holdings2,4008,747
YTD Return+11.85%+11.69%
1Y Return+21.63%+26.65%
3Y Return (annualized)+20.40%+18.15%
5Y Return (annualized)+11.99%+8.66%
Volatility (annualized)14.8%15.0%
Max Drawdown-35.3%-39.9%
Fund FamilyCharles Schwab Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionNov 3, 2009Jan 26, 2011

SCHB vs VXUS Performance

Schwab US Broad Market ETF (SCHB) is a ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year SCHB returned +21.63% while VXUS returned +26.65%. Year to date, SCHB is up 11.85% versus a gain of 11.69% for VXUS.

Over three years, SCHB compounded at +20.40% per year against +18.15% for VXUS; over five years the annualized figures are +11.99% and +8.66% respectively. Across the full 16-year window we track, SCHB has the edge at +12.96% annualized vs +4.69%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 14.8% for SCHB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.3% for SCHB and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHB charges 0.03% per year while VXUS charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, SCHB currently yields 1.04% against 2.60% for VXUS.

Holdings Overlap

0.2%overlap

SCHB and VXUS share 17 holdings out of 9412 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHBWeight in VXUSDifference
ORCL0.40%0.00%0.40%
AMRZ:SM0.05%0.07%0.02%
IRM0.05%0.05%0.00%
HBANProProPro
SREProProPro
KRProProPro
RBA:CAProProPro
BGProProPro
CNHI:ASProProPro
EGPProProPro
See all 10 holdings SCHB shares with VXUS
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHB or VXUS?

SCHB has an expense ratio of 0.03% while VXUS charges 0.05%. SCHB is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, SCHB or VXUS?

Over the past year SCHB returned +21.63% vs +26.65% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), SCHB annualized +12.96% vs +4.69% for VXUS. Past performance does not guarantee future results.

Which is riskier, SCHB or VXUS?

VXUS has been the more volatile fund at 15.0% annualized versus 14.8% for SCHB. Worst drawdown: SCHB -35.3% vs VXUS -39.9%.

Should I hold both SCHB and VXUS?

SCHB and VXUS have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHB and VXUS?

SCHB and VXUS share 17 common holdings with a 0.2% weight overlap. Combined, they hold 9412 unique securities.

Which pays a higher dividend, SCHB or VXUS?

SCHB yields 1.04% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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