SCHB vs VOO

Quick Verdict

SCHB delivered stronger 1-year returns. SCHB offers more diversification with 1569 holdings.

Lower Fees: TiedHigher Returns: SCHBMore Diversified: SCHB

Side-by-Side Comparison

MetricSCHBVOOWinner
Expense Ratio0.03%0.03%
AUM$42.9B$979.0B
Dividend Yield1.04%1.09%
Holdings2,400509
YTD Return+13.88%+13.53%
1Y Return+23.84%+23.65%
3Y Return (annualized)+20.84%+21.27%
5Y Return (annualized)+12.50%+13.52%
Volatility (annualized)14.9%14.1%
Max Drawdown-35.3%-34.3%
Fund FamilyCharles Schwab Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionNov 3, 2009Sep 7, 2010

SCHB vs VOO Performance

Schwab US Broad Market ETF (SCHB) is a ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SCHB returned +23.84% while VOO returned +23.65%. Year to date, SCHB is up 13.88% versus a gain of 13.53% for VOO.

Over three years, SCHB compounded at +20.84% per year against +21.27% for VOO; over five years the annualized figures are +12.50% and +13.52% respectively. Across the full 16-year window we track, VOO has the edge at +13.57% annualized vs +13.08%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHB has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.3% for SCHB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SCHB charges 0.03% per year while VOO charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SCHB currently yields 1.04% against 1.09% for VOO.

Holdings Overlap

83.3%overlap

SCHB and VOO share 472 holdings out of 1602 unique holdings combined, representing a 83.3% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in SCHBWeight in VOODifference
NVDA6.72%7.51%0.79%
AAPL5.91%6.59%0.68%
MSFT4.36%4.30%0.06%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
TSLAProProPro
LLYProProPro
See all 10 holdings SCHB shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHB or VOO?

SCHB has an expense ratio of 0.03% while VOO charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, SCHB or VOO?

Over the past year SCHB returned +23.84% vs +23.65% for VOO, so SCHB leads on 1-year performance. Over the longest common window we track (16 years), SCHB annualized +13.08% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, SCHB or VOO?

SCHB has been the more volatile fund at 14.9% annualized versus 14.1% for VOO. Worst drawdown: SCHB -35.3% vs VOO -34.3%.

Should I hold both SCHB and VOO?

SCHB and VOO have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SCHB and VOO?

SCHB and VOO share 472 common holdings with a 83.3% weight overlap. Combined, they hold 1602 unique securities.

Which pays a higher dividend, SCHB or VOO?

SCHB yields 1.04% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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