RTRE vs VYM
RTRE vs VYM
Rareview Total Return Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | RTRE | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.04% | |
| AUM | $57M | $79.0B | |
| Dividend Yield | 4.33% | 2.86% | |
| Holdings | 64 | 568 | |
| YTD Return | -1.94% | +13.24% | |
| 1Y Return | +1.39% | +23.76% | |
| 3Y Return (annualized) | - | +16.97% | |
| 5Y Return (annualized) | - | +12.26% | |
| Volatility (annualized) | 4.7% | 14.6% | |
| Max Drawdown | -5.0% | -58.8% | |
| Fund Family | Rareview Capital | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 31, 2024 | Nov 10, 2006 |
RTRE vs VYM Performance
Rareview Total Return Bond ETF (RTRE) is a ETF from Rareview Capital and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RTRE returned +1.39% while VYM returned +23.76%. Year to date, RTRE is down 1.94% versus a gain of 13.24% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 4.7% for RTRE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.0% for RTRE and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RTRE charges 0.70% per year while VYM charges 0.04%. On a $10,000 position that is $70 vs $4 annually, a gap of $66 per year that compounds over a long holding period. On income, RTRE currently yields 4.33% against 2.86% for VYM.
Holdings Overlap
RTRE and VYM share 0 holdings out of 571 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RTRE or VYM?
RTRE has an expense ratio of 0.70% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $66 per year of difference.
Which performed better, RTRE or VYM?
Over the past year RTRE returned +1.39% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), RTRE annualized +2.87% vs +6.96% for VYM. Past performance does not guarantee future results.
Which is riskier, RTRE or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 4.7% for RTRE. Worst drawdown: RTRE -5.0% vs VYM -58.8%.
Should I hold both RTRE and VYM?
RTRE and VYM have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RTRE and VYM?
RTRE and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 571 unique securities.
Which pays a higher dividend, RTRE or VYM?
RTRE yields 4.33% while VYM yields 2.86%, so RTRE currently pays the higher dividend yield.
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