RTRE vs SPY
RTRE vs SPY
Rareview Total Return Bond ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | RTRE | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.09% | |
| AUM | $57M | $789.1B | |
| Dividend Yield | 4.33% | 1.01% | |
| Holdings | 64 | 505 | |
| YTD Return | -1.66% | +11.49% | |
| 1Y Return | +0.81% | +21.37% | |
| 3Y Return (annualized) | - | +20.76% | |
| 5Y Return (annualized) | - | +12.94% | |
| Volatility (annualized) | 4.6% | 15.3% | |
| Max Drawdown | -5.0% | -56.5% | |
| Fund Family | Rareview Capital | State Street Investment Management | |
| Category | Fixed Income | Equity | |
| Inception | May 31, 2024 | Jan 22, 1993 |
RTRE vs SPY Performance
Rareview Total Return Bond ETF (RTRE) is a ETF from Rareview Capital and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RTRE returned +0.81% while SPY returned +21.37%. Year to date, RTRE is down 1.66% versus a gain of 11.49% for SPY.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.6% for RTRE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.0% for RTRE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.35. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RTRE charges 0.70% per year while SPY charges 0.09%. On a $10,000 position that is $70 vs $9 annually, a gap of $61 per year that compounds over a long holding period. On income, RTRE currently yields 4.33% against 1.01% for SPY.
Holdings Overlap
RTRE and SPY share 0 holdings out of 516 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RTRE or SPY?
RTRE has an expense ratio of 0.70% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, RTRE or SPY?
Over the past year RTRE returned +0.81% vs +21.37% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), RTRE annualized +2.99% vs +8.78% for SPY. Past performance does not guarantee future results.
Which is riskier, RTRE or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 4.6% for RTRE. Worst drawdown: RTRE -5.0% vs SPY -56.5%.
Should I hold both RTRE and SPY?
RTRE and SPY have a monthly-return correlation of 0.35, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RTRE and SPY?
RTRE and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 516 unique securities.
Which pays a higher dividend, RTRE or SPY?
RTRE yields 4.33% while SPY yields 1.01%, so RTRE currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.