ROUS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. ROUS offers more diversification with 322 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: ROUS

Side-by-Side Comparison

MetricROUSSCHDWinner
Expense Ratio0.19%0.06%
AUM$695M$103.7B
Dividend Yield1.31%3.31%
Holdings323104
YTD Return+17.40%+23.53%
1Y Return+27.32%+30.95%
3Y Return (annualized)+18.95%+14.72%
5Y Return (annualized)+12.22%+9.56%
Volatility (annualized)14.6%13.6%
Max Drawdown-35.5%-33.4%
Fund FamilyHartford FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionFeb 25, 2015Oct 20, 2011

ROUS vs SCHD Performance

Hartford Multifactor US Equity ETF (ROUS) is a ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ROUS returned +27.32% while SCHD returned +30.95%. Year to date, ROUS is up 17.40% versus a gain of 23.53% for SCHD.

Over three years, ROUS compounded at +18.95% per year against +14.72% for SCHD; over five years the annualized figures are +12.22% and +9.56% respectively. Across the full 11-year window we track, SCHD has the edge at +11.35% annualized vs +9.98%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ROUS has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.5% for ROUS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ROUS charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, ROUS currently yields 1.31% against 3.31% for SCHD.

Holdings Overlap

11.5%overlap

ROUS and SCHD share 38 holdings out of 384 unique holdings combined, representing a 11.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ROUSWeight in SCHDDifference
MRK1.06%4.32%3.26%
UNH0.50%4.54%4.04%
ABT0.15%4.49%4.34%
VZProProPro
AMGNProProPro
PGProProPro
KOProProPro
HDProProPro
TXNProProPro
PEPProProPro
See all 10 holdings ROUS shares with SCHD
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Frequently Asked Questions

Which is cheaper, ROUS or SCHD?

ROUS has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

Which performed better, ROUS or SCHD?

Over the past year ROUS returned +27.32% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), ROUS annualized +9.98% vs +11.35% for SCHD. Past performance does not guarantee future results.

Which is riskier, ROUS or SCHD?

ROUS has been the more volatile fund at 14.6% annualized versus 13.6% for SCHD. Worst drawdown: ROUS -35.5% vs SCHD -33.4%.

Should I hold both ROUS and SCHD?

ROUS and SCHD have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ROUS and SCHD?

ROUS and SCHD share 38 common holdings with a 11.5% weight overlap. Combined, they hold 384 unique securities.

Which pays a higher dividend, ROUS or SCHD?

ROUS yields 1.31% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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