RKSG vs SCHD

Quick Verdict

SCHD has a lower expense ratio. RKSG offers more diversification with 240 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: RKSG

Side-by-Side Comparison

MetricRKSGSCHDWinner
Expense Ratio0.50%0.06%
AUM$2M$103.7B
Dividend Yield0.00%3.31%
Holdings240104
YTD Return+10.90%+22.69%
1Y Return-+30.94%
3Y Return (annualized)-+14.20%
5Y Return (annualized)-+9.59%
Volatility (annualized)-13.7%
Max Drawdown-5.3%-33.4%
Fund FamilyRuk Funds Management, LLCCharles Schwab Asset Management
CategoryEquityEquity
InceptionMar 31, 2026Oct 20, 2011

RKSG vs SCHD Performance

Ruk Strategic Growth ETF (RKSG) is a ETF from Ruk Funds Management, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, RKSG is up 10.90% versus a gain of 22.69% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -5.3% for RKSG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RKSG charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, RKSG currently yields 0.00% against 3.31% for SCHD.

Holdings Overlap

4.8%overlap

RKSG and SCHD share 14 holdings out of 326 unique holdings combined, representing a 4.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RKSGWeight in SCHDDifference
AMGN1.24%4.25%3.01%
LMT1.88%2.66%0.78%
TXN0.08%3.70%3.62%
QCOMProProPro
ADPProProPro
HSYProProPro
BXProProPro
2345:TWProProPro
SLBProProPro
FASTProProPro
See all 10 holdings RKSG shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, RKSG or SCHD?

RKSG has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

What is the holdings overlap between RKSG and SCHD?

RKSG and SCHD share 14 common holdings with a 4.8% weight overlap. Combined, they hold 326 unique securities.

Which pays a higher dividend, RKSG or SCHD?

RKSG yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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