RJVI vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricRJVISCHDWinner
Expense Ratio0.51%0.06%
AUM$15M$103.7B
Dividend Yield3.01%3.31%
Holdings79104
YTD Return+2.30%+23.31%
1Y Return-+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)-13.6%
Max Drawdown-3.1%-33.4%
Fund FamilyRaymond James Financial, Inc.Charles Schwab Asset Management
CategoryAllocation/BalancedEquity
InceptionOct 2, 2025Oct 20, 2011

RJVI vs SCHD Performance

RJ Eagle Vertical Income ETF (RJVI) is a ETF from Raymond James Financial, Inc. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, RJVI is up 2.30% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.1% for RJVI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RJVI charges 0.51% per year while SCHD charges 0.06%. On a $10,000 position that is $51 vs $6 annually, a gap of $45 per year that compounds over a long holding period. On income, RJVI currently yields 3.01% against 3.31% for SCHD.

Holdings Overlap

3.3%overlap

RJVI and SCHD share 4 holdings out of 170 unique holdings combined, representing a 3.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RJVIWeight in SCHDDifference
KO1.22%4.08%2.86%
CVX0.67%3.95%3.28%
VZ0.77%3.68%2.91%
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Frequently Asked Questions

Which is cheaper, RJVI or SCHD?

RJVI has an expense ratio of 0.51% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $45 per year of difference.

What is the holdings overlap between RJVI and SCHD?

RJVI and SCHD share 4 common holdings with a 3.3% weight overlap. Combined, they hold 170 unique securities.

Which pays a higher dividend, RJVI or SCHD?

RJVI yields 3.01% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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